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LHV Bank

Banco · Reino Unido

Acerca de la empresa

Razón socialLHV Bank Limited
Año de fundación2021
Sede / país de registroLondon, United Kingdom
Sitio webwww.lhv.com
Última comprobación08.10.2026

According to its official website, LHV Bank is a subsidiary of LHV Group, which is based in Estonia and listed on Nasdaq Baltic. The group entered the UK in 2018 with a branch, founded the London-registered LHV Bank Limited in 2021 and became a fully authorised bank in 2023. For individuals the bank offers, through its mobile app only, an interest-earning current account, an easy access savings account, a Fixed Rate Bond that takes deposits between 1,000 and 1,000,000 pounds and a debit card. It provides commercial property and buy-to-let loans of 0.5–15 million pounds to businesses, and banking infrastructure with sterling and euro accounts to more than 200 financial institutions. The site says eligible deposits are protected by the FSCS up to 120,000 pounds. According to the Bank of England list and the FCA register, LHV Bank Limited is authorised by the PRA to accept deposits and is regulated by the FCA and the PRA. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTACurrent account · Easy access savings · Fixed Rate Bond · Business loans · Banking services for financial institutions
DEPÓSITO MÍN.1,000 GBP (Fixed Rate Bond)
PLATAFORMASMobile app
PRODUCTOSCurrent account · Savings accounts · Debit card · Commercial property and buy-to-let loans · Banking infrastructure for financial institutions

Licencias y regulación

FCA (Reino Unido)

N.º de licenciaFRN 993767
Titular de la licenciaLHV BANK LIMITED
AlcanceAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under LHV BANK LIMITED (FRN 993767), regulated by the FCA and the PRA.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: mayo de 2025 – octubre de 2026

  • Bloqueo y congelación de cuentas: 27
  • Retiros y pagos: 17
  • Atención al cliente: 3
  • Otros: 2
  • Préstamos y tarjetas de crédito: 1

MEDIO — NIVEL DE QUEJAS

El 46 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Bloqueo y congelación de cuentas: Muy alto · Retiros y pagos: Alto · Atención al cliente: Medio · Otros: Medio · Préstamos y tarjetas de crédito: Alto

FUENTES CONSULTADAS

The complaint distribution is based on the 1-star reviews on the LHV Bank Trustpilot page (50) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the LHV Bank name are left out. Across the complaints, account opening reviews lasting weeks with repeated document requests, held transfers and undisclosed withdrawal limits, and closed or restricted accounts stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresalhv.com — homepage and footer (legal information), About, Business, Financial institutions, Savings, Fixed Rate Bonds, Easy Access Savings, Current Account
Registros del reguladorBank of England PRA list of banks (1 Oct 2026) · FCA — LHV BANK LIMITED, FRN 993767 (register.fca.org.uk)
Registro mercantilCompanies House — LHV Bank Limited, company no 13180211
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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