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Mastercard

Entidad de pago · Reino Unido

Acerca de la empresa

Razón socialMastercard Transaction Services (UK) Ltd · Mastercard OB Services UK Limited
Año de fundación—
Sede / país de registroLondon, United Kingdom
Sitio webwww.mastercard.com
Última comprobación08.10.2026

According to its official website, Mastercard is a payments company offering card, payment and money movement solutions; in the United Kingdom two of the group's payment institutions are authorised by the FCA. According to the Mastercard Move licensing information page, Mastercard Cross-Border Services and Mastercard Card to Account Transfer may be provided by Mastercard Transaction Services through licensed legal entities; in the United Kingdom this entity is Mastercard Transaction Services (UK) Ltd at 1 Angel Lane, London, authorised by the FCA as an Authorised Payment Institution under the Payment Services Regulations 2017 (FRN 521565). Through partners, Mastercard Move offers cross-border payments to people and businesses and the funding of accounts, wallets and cards. According to the open finance page, Mastercard OB Services UK Limited is authorised and regulated by the FCA under the Payment Services Regulations 2017 (FRN 1007177) and offers account information services that let businesses' users connect their financial data. These services are aimed at banks, financial institutions and businesses, while Mastercard-branded cards are issued by banks. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTABusiness clients (banks, financial institutions and businesses)
DEPÓSITO MÍN.Not stated
PLATAFORMASAPI and partner integrations
PRODUCTOSCross-border money transfers (Mastercard Move) · Card to account transfers · Account, wallet and card funding · Account information and payment initiation services (open banking)

Licencias y regulación

FCA (United Kingdom)

N.º de licenciaFRN 521565
Titular de la licenciaMastercard Transaction Services (UK) Ltd
AlcanceListed in the FCA register as an Authorised Payment Institution under Mastercard Transaction Services (UK) Ltd (FRN 521565) since 9 May 2018.
EstadoVerificada

FCA (United Kingdom)

N.º de licenciaFRN 1007177
Titular de la licenciaMastercard OB Services UK Limited
AlcanceListed in the FCA register as an Authorised Payment Institution under Mastercard OB Services UK Limited (FRN 1007177) since 26 Jul 2024. Its permissions cover account information and payment initiation services.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: agosto 2025 – octubre 2026

  • Otros: 30
  • Préstamos y tarjetas de crédito: 16
  • Atención al cliente: 8
  • Operaciones no autorizadas: 8
  • Tarifas y comisiones: 4
  • Retiros y pagos: 3
  • Bloqueo y congelación de cuentas: 1

ALTO — NIVEL DE QUEJAS

El 39 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Otros: Muy alto · Préstamos y tarjetas de crédito: Muy alto · Atención al cliente: Alto · Operaciones no autorizadas: Muy alto · Tarifas y comisiones: Alto · Retiros y pagos: Medio · Bloqueo y congelación de cuentas: Bajo

FUENTES CONSULTADAS

The complaint distribution is based on the latest 1-star reviews on Mastercard's Trustpilot page that concern Mastercard itself (70) as of 8 October 2026; one person's reviews count once, and records about card-issuing banks and third parties are left out. Across the complaints, restrictions on gaming and adult-content purchases and gift or prepaid cards that do not work stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresamastercard.com/gb/en — Mastercard Move, MTS disclosures (licensing information, August 2026), Open finance / Account information services pages
Registros del reguladorFCA — Mastercard Transaction Services (UK) Ltd, FRN 521565 (register.fca.org.uk) · FCA — Mastercard OB Services UK Limited, FRN 1007177 (register.fca.org.uk)
Registro mercantilCompanies House — MASTERCARD TRANSACTION SERVICES (UK) LTD., company no 07031967, incorporated 28.09.2009 · Companies House — MASTERCARD OB SERVICES UK LIMITED, company no 12507991, incorporated 10.03.2020
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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