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Monument Bank

Banco · Reino Unido

Acerca de la empresa

Razón socialMonument Bank Limited
Año de fundación—
Sede / país de registroLondon, United Kingdom
Sitio webwww.monument.co
Última comprobación08.10.2026

According to its official website, Monument Bank is a bank for the mass affluent that offers client service, savings products, wealth-tracking tools and lifestyle experiences; Monument Bank Limited is registered at 33 Cavendish Square, London. The bank says it received its full banking licence in November 2021 and launched its first savings products in early 2022. Accounts are opened and managed in the mobile app; savings products such as Easy Access Savings, Limited Access Saver, notice accounts, fixed term deposits, Welcome Saver and the Easy Access Cash ISA start from a minimum deposit of GBP 25,000. The site says it never uses chatbots, that its UK-based team can be reached in the app or by phone, and that it offers lifestyle benefits through Monument Membership. According to the Bank of England list and the FCA register, Monument Bank Limited is authorised by the PRA to accept deposits and is regulated by the FCA and the PRA. The site states that eligible savings are protected by the FSCS up to GBP 120,000. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTASavings account · Notice account · Fixed term deposit · Cash ISA
DEPÓSITO MÍN.GBP 25,000 (savings accounts)
PLATAFORMASMonument Bank mobile app
PRODUCTOSSavings accounts · Fixed term deposits · Cash ISA · Monument Membership (lifestyle benefits)

Licencias y regulación

FCA (Reino Unido)

N.º de licenciaFRN 849724
Titular de la licenciaMONUMENT BANK LIMITED
AlcanceAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under MONUMENT BANK LIMITED (FRN 849724), regulated by the FCA and the PRA.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: febrero de 2024 – octubre de 2026

  • Retiros y pagos: 27
  • Otros: 24
  • Bloqueo y congelación de cuentas: 15
  • Atención al cliente: 2

MEDIO — NIVEL DE QUEJAS

El 40 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Retiros y pagos: Muy alto · Otros: Muy alto · Bloqueo y congelación de cuentas: Alto · Atención al cliente: Medio

FUENTES CONSULTADAS

The complaint distribution is based on the 1-star reviews on the Monument Bank Trustpilot page (68) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Monument Bank name are left out. Across the complaints, delayed or rejected ISA transfers, interest rate cuts soon after accounts were opened and identity checks at account opening stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresamonument.co — homepage, About us, Savings menu, footer
Registros del reguladorBank of England PRA list of banks (1 Oct 2026) · FCA — MONUMENT BANK LIMITED, FRN 849724 (register.fca.org.uk)
Registro mercantilCompanies House — MONUMENT BANK LIMITED, company no 10921940
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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