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NewDay

Entidad de pago · Reino Unido

Acerca de la empresa

Razón socialNewDay Ltd · NewDay Cards Ltd
Año de fundación—
Sede / país de registroLondon, United Kingdom
Sitio webwww.newday.co.uk
Última comprobación08.10.2026

According to its official website, NewDay is a London-based British consumer credit company whose purpose is to help people move forward with credit, serving around 4 million customers. It offers instalment finance, buy now pay later (BNPL), 0% finance and carded and digital revolving credit. Its own brands are the credit-builder Aqua, the cardless digital credit product Bip and the checkout credit Newpay; partner brands include the John Lewis & Partners credit card, AO and Argos. It also offers its cloud-based NewDay Platform to banks and retailers. The site says NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the FCA (FRN 690292 and 682417), and that NewDay Ltd is also authorised under the Payment Services Regulations 2017 for the provision of payment services (FRN 555318). The company is a member of the Finance and Leasing Association; its registered office is 7 Handyside Street, London N1C 4DA and its customer call centre is in Leeds. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTAIndividual customers · Corporate partners (retailers and banks)
DEPÓSITO MÍN.Not stated
PLATAFORMASMobile apps · Online account · NewDay Platform
PRODUCTOSCredit cards · Cardless digital credit (Bip) · Checkout credit and instalment shopping (Newpay) · Credit platform service

Licencias y regulación

FCA (Reino Unido)

N.º de licenciaFRN 555318
Titular de la licenciaNewDay Ltd
AlcanceListed in the FCA register as an Authorised Payment Institution under NewDay Ltd (FRN 555318) since 19 Feb 2018.
EstadoVerificada

FCA (Reino Unido)

N.º de licenciaFRN 690292
Titular de la licenciaNewDay Ltd
AlcanceListed in the FCA register under NewDay Ltd (FRN 690292); status Authorised since 31 Mar 2016. It holds permissions for consumer credit lending, credit broking and credit information services.
EstadoVerificada

FCA (Reino Unido)

N.º de licenciaFRN 682417
Titular de la licenciaNewDay Cards Ltd
AlcanceListed in the FCA register under NewDay Cards Ltd (FRN 682417); status Authorised since 31 Mar 2016. It holds permissions for consumer credit lending, debt collecting, debt administration and credit broking.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: mayo de 2026 – octubre de 2026

  • Préstamos y tarjetas de crédito: 32
  • Otros: 16
  • Retiros y pagos: 15
  • Bloqueo y congelación de cuentas: 7
  • Atención al cliente: 7
  • Tarifas y comisiones: 6
  • Operaciones no autorizadas: 4

ALTO — NIVEL DE QUEJAS

El 29 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Préstamos y tarjetas de crédito: Muy alto · Otros: Muy alto · Retiros y pagos: Alto · Bloqueo y congelación de cuentas: Medio · Atención al cliente: Alto · Tarifas y comisiones: Muy alto · Operaciones no autorizadas: Muy alto

FUENTES CONSULTADAS

The complaint distribution is based on the latest 1-star reviews on NewDay's Trustpilot page (87) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the NewDay name are left out. Across the complaints, the removal of interest-free plans and automatic payment allocation after the Argos Pay switch, credit limit cuts and high interest rates stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresanewday.co.uk — homepage, Overview, Brands, The NewDay Platform, Company registration details
Registros del reguladorFCA — NewDay Ltd, FRN 555318 (register.fca.org.uk) · FCA — NewDay Ltd, FRN 690292 (register.fca.org.uk) · FCA — NewDay Cards Ltd, FRN 682417 (register.fca.org.uk)
Registro mercantilCompanies House — NewDay Ltd, company no 07297722, incorporated 28 Jun 2010
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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