Nium

Acerca de la empresa

According to its official website, Nium is a cross-border payments infrastructure company founded in 2014 by Prajit Nanu and Michael Bermingham as the consumer remittance platform Instarem and renamed in 2019; it is co-headquartered in Singapore and San Francisco, has more than 750 staff, and London is among its offices. The company offers payouts to more than 190 countries in local currencies and methods, multi-currency accounts in more than 100 currencies, stablecoin payouts, account verification, physical and virtual card issuing in more than 30 markets, and FX in more than 125 currencies, serving airlines, banks, fintechs, marketplaces, payroll, travel and spend management businesses. According to its licences page the group is licensed in 40 countries; in the United Kingdom, Nium Fintech Limited (901024) and Nium Payments UK Limited (900800) are authorised by the FCA under the Electronic Money Regulations, and Nium Solutions Limited under the Payment Services Regulations (721549). The group also says it operates through UAB Nium EU in Lithuania (electronic money institution, licence No. 14), Nium Pty Limited in Australia (AFSL 464627), NIUM Pte. Ltd. in Singapore (Major Payment Institution), and licences or registrations in Malta, Hong Kong, Japan, Malaysia, Indonesia, Brazil, Canada, New Zealand and the United States. Services are aimed at corporate clients. This information is the company's own statement.

Datos de la cuenta

Licencias y regulación

FCA (Reino Unido)

FCA (Reino Unido)

FCA (Reino Unido)

ASIC (Australia)

Bank of Lithuania (Lituania)

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: noviembre de 2023 – octubre de 2026

• Retiros y pagos: 3
• Bloqueo y congelación de cuentas: 2
• Préstamos y tarjetas de crédito: 1
• Atención al cliente: 1

BAJO — NIVEL DE QUEJAS

El 68 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Retiros y pagos: Medio · Bloqueo y congelación de cuentas: Bajo · Préstamos y tarjetas de crédito: Alto · Atención al cliente: Bajo

FUENTES CONSULTADAS

• Trustpilot
• Şikayetvar
• WikiFX

The complaint distribution is based on the 1-star reviews on Nium's Trustpilot page (7) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Nium name are left out. Across the complaints, payouts not arriving or funds frozen, prolonged onboarding and integration ending in account termination, and card charges and lack of support stand out.

Fuentes e historial de verificación