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Acerca de la empresa

Razón socialSettleGo Solutions Limited · OpenPayd Financial Services Malta Limited · OP Digital Services Limited · OpenPayd Canada, Inc.
Año de fundación—
Sede / país de registroLondon, United Kingdom
Sitio webwww.openpayd.com
Última comprobación08.10.2026

According to its official website, OpenPayd is a financial infrastructure provider offering businesses accounts, payments, foreign exchange and digital-asset services through a single API. It targets corporate clients such as fintechs, forex and online brokerages, digital-asset businesses, remittance, marketplace, insurtech, payroll and iGaming platforms; it offers an unlimited number of virtual IBANs, multi-currency and corporate accounts, payment acceptance and payouts, pay-by-bank via open banking, FX and treasury, stablecoin services and on/off ramps between fiat and digital assets, and says it processes over $300 billion a year. The site states that account, payment, virtual IBAN and FX services are provided by SettleGo Solutions Limited in London (trading as OpenPayd), an FCA-authorised electronic money institution (FRN 900483), and in Malta by OpenPayd Financial Services Malta Limited, authorised by the MFSA as a financial institution; digital-asset services are provided by MFSA-authorised OP Digital Services Limited, and OpenPayd Canada, Inc. is registered with FINTRAC as a money services business. Information on digital assets is said to be directed only at persons outside the United Kingdom with professional experience in this field. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTABusinesses and platforms only
DEPÓSITO MÍN.Not stated
PLATAFORMASOpenPayd API · Sandbox test environment
PRODUCTOSVirtual IBANs · Multi-currency and corporate accounts · Payment acceptance and payouts · Open banking · Foreign exchange · Stablecoins and crypto on/off ramp

Licencias y regulación

FCA (United Kingdom)

N.º de licenciaFRN 900483
Titular de la licenciaSETTLEGO SOLUTIONS LIMITED
AlcanceListed in the FCA register as an Authorised Electronic Money Institution under SETTLEGO SOLUTIONS LIMITED (FRN 900483) since 17 May 2018.
EstadoVerificada

MFSA (Malta)

N.º de licenciaLEI 213800ZWEHNKOCS3AC78
Titular de la licenciaOP Digital Services Limited
AlcanceListed in ESMA's MiCA register of crypto-asset service providers (CASP), authorised by the Malta Financial Services Authority since 23 Jun 2026 (trading as OP Digital); custody, crypto exchange, order execution and transfer services, passported to EEA countries.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: febrero 2021 – octubre 2026

  • Retiros y pagos: 3
  • Bloqueo y congelación de cuentas: 2
  • Atención al cliente: 2

BAJO — NIVEL DE QUEJAS

El 68 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Retiros y pagos: Medio · Bloqueo y congelación de cuentas: Bajo · Atención al cliente: Medio

FUENTES CONSULTADAS

The complaint distribution is based on the 1-star reviews on OpenPayd's Trustpilot page (7) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the OpenPayd name are left out. Across the complaints, transfers that never reached the recipient or were rejected, allegations that balances were held after accounts were closed, and unanswered support requests stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresaopenpayd.com — homepage, product menu, legal disclosure in the footer
Registros del reguladorFCA — SETTLEGO SOLUTIONS LIMITED, FRN 900483 (register.fca.org.uk) · MFSA — OP Digital Services Limited, MiCA crypto-asset service provider, LEI 213800ZWEHNKOCS3AC78 (ESMA MiCA register, esma.europa.eu)
Registro mercantilCompanies House — SETTLEGO SOLUTIONS LIMITED, company no 09570221, incorporated 30 Apr 2015
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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