According to its official website, PAIO is a London-based fintech company specialising in corporate payment solutions that offers businesses an easy-to-use financial platform. The company provides online card acquiring (including Apple Pay and Google Pay), open banking payments, the Polish BLIK payment method and, in partnership with DECTA, UnionPay International card acquiring; it targets freelancers and expats, import and export companies, the IT sector and online businesses. The site says the company is a Mastercard Principal Member and that services are provided by Finthesis Ltd, registered in the United Kingdom under number 12431685 and licensed by the FCA as an Authorised Payment Institution (924263). Clients sign up and use the services through a web portal. The registered address is 2-4 Eastern Road, Imperial Offices, Romford RM1 3PJ; according to Companies House the company was incorporated in 2020. This information is the company's own statement.
Datos de la cuenta
TIPOS DE CUENTABusinesses (freelancers, import/export, IT and online businesses)
DEPÓSITO MÍN.Not stated
PLATAFORMASWeb portal (portal.paio.company)
PRODUCTOSOnline card acquiring (Apple Pay, Google Pay) · Open banking payments · BLIK payment method · UnionPay card acquiring
Licencias y regulación
FCA (United Kingdom)
N.º de licenciaFRN 924263
Titular de la licenciaFinthesis Ltd
AlcanceListed in the FCA register as an Authorised Payment Institution under Finthesis Ltd (FRN 924263) since 30 Nov 2020.
EstadoVerificada
Fuentes e historial de verificación
Fuentes oficiales de la empresapaio.company — homepage (English), product menu, blog announcement (UnionPay/DECTA) and legal notice in the footer (8 Oct 2026)
Registros del reguladorFCA — Finthesis Ltd, FRN 924263 (register.fca.org.uk)
Registro mercantilCompanies House — FINTHESIS LTD, company no 12431685, incorporated 29 Jan 2020
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
ForexQ.com
