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Pay.com

Entidad de pago · Chipre

Acerca de la empresa

Razón socialPaycomcy Limited
Año de fundación—
Sede / país de registroLimassol, Cyprus
Sitio webpay.com/
Última comprobación09.10.2026

According to its official website, Pay.com is a payment orchestration and acquiring platform that lets businesses optimise, route and manage their global payments from a single platform; it combines a payment gateway, acquiring, intelligent routing, recovery of failed transactions, network tokenisation, fraud and dispute management, reconciliation and treasury tools. The company states that it is a licensed acquirer and principal member and that it also connects to third-party acquirers, banks and alternative payment method providers; it serves sectors such as iGaming and sports betting, e-commerce, digital media, SaaS, travel, crypto and investment platforms. It has offices in Limassol, London and Miami. According to the site's regulatory information, the Pay.com Group includes PAYCOMCY LIMITED (HE 408974, licence 115.1.2.42), a payment institution licensed by the Central Bank of Cyprus, the unlicensed technology provider Pay Technologies (CY) Limited, and Pay.com US, Inc. (an ISO sponsored by a US bank) and Mr. Merchant Pay, Inc., which are not licensed payment institutions in the US. According to the Central Bank of Cyprus register, Paycomcy Limited was granted an electronic money institution licence (115.1.3.95) on 24 June 2026; until that licence is activated, the company operates under its payment institution licence. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTAMerchants (SMB and enterprise)
DEPÓSITO MÍN.Not stated
PLATAFORMASPay.com dashboard · APIs and SDKs · Embedded checkout
PRODUCTOSPayment gateway · Card acquiring · Payment routing and orchestration · Fraud and dispute management · Reconciliation and treasury · Payouts

Licencias y regulación

CBC (República de Chipre)

N.º de licencia115.1.2.42
Titular de la licenciaPaycomcy Limited
AlcanceListed in the Central Bank of Cyprus register as an authorised payment institution under Paycomcy Limited (115.1.2.42). Original licence 19 May 2022, operations permit 4 Jul 2022; covers issuing/acquiring of payment instruments (5).
EstadoVerificada

CBC (República de Chipre)

N.º de licencia115.1.3.95
Titular de la licenciaPaycomcy Limited
AlcanceListed in the Central Bank of Cyprus register as an electronic money institution under Paycomcy Limited (115.1.3.95). EMI licence date 24 Jun 2026; per the register it operates under its payment institution licence until the EMI licence is activated.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: noviembre de 2023 – octubre de 2026

  • Bloqueo y congelación de cuentas: 1
  • Tarifas y comisiones: 1

MUY BAJO — NIVEL DE QUEJAS

El 82 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Bloqueo y congelación de cuentas: Bajo · Tarifas y comisiones: Alto

FUENTES CONSULTADAS

The complaint distribution is based on the 1-star reviews on Pay.com's Trustpilot page (2) records as of 9 October 2026; one person's reviews count once, and records about fake sites and third parties using the Pay.com name are left out. Across the complaints, an application declined without reasons with an allegation of frozen funds, and non-transparent pricing stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresapay.com — homepage, About Us page, regulatory information in the footer
Registros del reguladorCentral Bank of Cyprus — Paycomcy Limited, 115.1.2.42 and 115.1.3.95 (centralbank.cy)
Registro mercantilCyprus Registrar of Companies — Paycomcy Limited, HE 408974
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación09.10.2026

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