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Payhawk

Entidad de dinero electrónico · Reino Unido

Acerca de la empresa

Razón socialPayhawk Financial Services Limited · Payhawk Financial Services UAB · Payhawk Limited
Año de fundación—
Sede / país de registroLondon, United Kingdom
Sitio webpayhawk.com
Última comprobación08.10.2026

According to its official website, Payhawk is an AI-powered spend management and finance platform that manages companies' payments and expenses; it offers finance teams corporate cards, expense management, procurement and supplier management, accounts payable and EU e-invoicing, business travel, business accounts, currency conversion, approval workflows, multi-entity management and integrations. The company has offices in London, New York, Berlin, Munich, Barcelona, Amsterdam, Paris, Stockholm, Warsaw, Sofia and Vilnius; its founders are Hristo Borisov, Konstantin Dzhengozov and Boyko Karadzhov. The site states that Payhawk debit and credit cards are issued by Payhawk Financial Services UAB in the EEA, Payhawk Financial Services Limited in the UK and Cross River Bank in the US, and that the product is not available to micro-enterprises or small charities based in the UK. Payhawk Financial Services Limited is listed in the FCA register as an Authorised Electronic Money Institution, and Payhawk Financial Services UAB is listed in the Bank of Lithuania register as an electronic money institution. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTABusiness clients (companies)
DEPÓSITO MÍN.Not stated
PLATAFORMASWeb platform · Mobile app · API and integrations
PRODUCTOSCorporate cards · Expense management · Accounts payable and e-invoicing · Procurement · Business travel · Business accounts · Currency conversion

Licencias y regulación

FCA (Reino Unido)

N.º de licenciaFRN 987096
Titular de la licenciaPAYHAWK FINANCIAL SERVICES LIMITED
AlcanceListed in the FCA register as an Authorised Electronic Money Institution under PAYHAWK FINANCIAL SERVICES LIMITED (FRN 987096) since 12 Jan 2024.
EstadoVerificada

Bank of Lithuania (Lituania)

N.º de licenciaLB002199
Titular de la licenciaPayhawk Financial Services UAB
AlcanceListed in the Bank of Lithuania register under Payhawk Financial Services UAB with an electronic money institution licence (LB002199) valid since 11 Jul 2023. The site names it as the card issuer in the EEA.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: noviembre de 2021 – octubre de 2026

  • Tarifas y comisiones: 5
  • Otros: 5
  • Atención al cliente: 4
  • Préstamos y tarjetas de crédito: 3
  • Bloqueo y congelación de cuentas: 2
  • Retiros y pagos: 1

MEDIO — NIVEL DE QUEJAS

El 57 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Tarifas y comisiones: Muy alto · Otros: Medio · Atención al cliente: Medio · Préstamos y tarjetas de crédito: Alto · Bloqueo y congelación de cuentas: Bajo · Retiros y pagos: Bajo

FUENTES CONSULTADAS

The complaint distribution is based on the 1-star reviews on Payhawk's Trustpilot page (20) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Payhawk name are left out. Across the complaints, contract terms, price increases and allegations of automatic renewals without consent, slow customer support and card problems stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresapayhawk.com — homepage (German version, footer), about page, manifest
Registros del reguladorFCA — PAYHAWK FINANCIAL SERVICES LIMITED, FRN 987096 (register.fca.org.uk) · Bank of Lithuania — Payhawk Financial Services UAB, LB002199 (lb.lt)
Registro mercantilCompanies House — PAYHAWK FINANCIAL SERVICES LIMITED, company no 14060082, incorporated 21 Apr 2022 · PAYHAWK LIMITED, company no 11747263, incorporated 2 Jan 2019
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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