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Acerca de la empresa

Razón socialPaynetics UK Limited · Paynetics AD
Año de fundación—
Sede / país de registroLondon, United Kingdom
Sitio webwww.paynetics.digital
Última comprobación08.10.2026

According to its official website, Paynetics is a licensed provider that designs, builds and operates end-to-end payment services so that non-financial companies can offer payment functions to their own clients. The site states that Paynetics AD (company no 131574695, Sofia) is an e-money institution licensed by the Bulgarian National Bank and passported across the EU, and that Paynetics UK Ltd (company no 12481335) is an e-money institution licensed by the FCA to provide services in the UK and a wholly owned subsidiary of Paynetics AD. Services include individual and business payment accounts with dedicated IBANs and UK account numbers with sort codes, SEPA, SEPA Instant and Faster Payments transfers, branded Visa and Mastercard cards enabled for Apple Pay and Google Pay, e-commerce and POS card acceptance, open banking (PIS/AIS) and value-added services such as onboarding and KYC/KYB, reconciliation and fraud monitoring. Partners named include DNA Payments, billbutler, Vivacom and A1; the London office is at Salisbury House, 29 Finsbury Circus. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTAPartner companies and their individual and business clients
DEPÓSITO MÍN.Not stated
PLATAFORMASAPIs and SDKs · MyPaynetics app
PRODUCTOSPayment accounts (IBAN and UK account number) · Visa and Mastercard card issuing · E-commerce and POS card acquiring · Open banking (PIS/AIS)

Licencias y regulación

FCA (United Kingdom)

N.º de licenciaFRN 942777
Titular de la licenciaPaynetics UK Limited
AlcanceListed in the FCA register as an Authorised Electronic Money Institution under Paynetics UK Limited (FRN 942777) since 31 Mar 2023.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: agosto 2021 – octubre 2026

  • Préstamos y tarjetas de crédito: 4
  • Bloqueo y congelación de cuentas: 3
  • Retiros y pagos: 2
  • Atención al cliente: 1

BAJO — NIVEL DE QUEJAS

El 64 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Préstamos y tarjetas de crédito: Alto · Bloqueo y congelación de cuentas: Medio · Retiros y pagos: Bajo · Atención al cliente: Bajo

FUENTES CONSULTADAS

The complaint distribution is based on the 1-star reviews on Paynetics' Trustpilot page (10) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Paynetics name are left out. Across the complaints, cards that could not be activated, were locked or not replaced, problems accessing accounts and funds, and delayed fund transfers stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresapaynetics.digital — homepage and footer (company and licence information, office addresses)
Registros del reguladorFCA — Paynetics UK Limited, FRN 942777 (register.fca.org.uk)
Registro mercantilCompanies House — PAYNETICS UK LIMITED, company no 12481335, incorporated 25 Feb 2020
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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