According to its official website, Payoma is a payments company founded in the UK in 2014 that provides financial services to individuals and companies using its own software. The site states that Payoma Limited is authorised by the FCA under the Electronic Money Regulations 2011 (FCA register number 900217) and obtained a Mastercard principal licence in 2018, that group company Payoma Ireland Limited was authorised by the Central Bank of Ireland as an e-money institution in 2023 and that Payoma (DIFC) Limited was licensed by the DFSA as a money services provider. Accounts are opened in the UK, the EU and the UAE in euro, sterling, dollar and more than 10 other currencies. Services include personal and business IBAN accounts, transfers to more than 150 countries via SWIFT, SEPA, TARGET2, Bacs, CHAPS and Faster Payments, physical and virtual Mastercard cards in euro and sterling, Visa and Mastercard acquiring for merchants and payouts to cards; corporate card issuing is described as coming soon. The site reports more than 10,000 individual and more than 500 corporate clients; the address is Level 18, 40 Bank Street, London. This information is the company's own statement.
Datos de la cuenta
TIPOS DE CUENTAIndividual and business clients
DEPÓSITO MÍN.Not stated
PLATAFORMASWeb · Mobile app (iOS, Android) · Merchant dashboard
PRODUCTOSMulti-currency IBAN accounts · International transfers (SWIFT, SEPA, Faster Payments) · Physical and virtual Mastercard cards · Visa and Mastercard acquiring for merchants
Licencias y regulación
FCA (Reino Unido)
N.º de licenciaFRN 900217
Titular de la licenciaPayoma Limited
AlcanceListed in the FCA register as an Authorised Electronic Money Institution under Payoma Limited (FRN 900217) since 30 Apr 2018.
EstadoVerificada
DFSA (Emiratos Árabes Unidos (Dubái))
N.º de licenciaF007822
Titular de la licenciaPayoma DIFC Limited
AlcanceListed in the DFSA register as a DIFC company, licensed on 1 Oct 2024; authorised to provide money services (operating payment accounts, issuing payment instruments and stored value), with endorsements for retail clients and holding client assets.
EstadoVerificada
Fuentes e historial de verificación
Fuentes oficiales de la empresapayoma.com — homepage and footer, About, Personal