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People First Bank

Banco · Australia

Acerca de la empresa

Razón socialHeritage and People's Choice Ltd (People First Bank, Heritage Bank, People's Choice Credit Union)
Año de fundación—
Sede / país de registroToowoomba, Australia
Sitio webwww.peoplefirstbank.com.au
Última comprobación09.10.2026

According to its official website, People First Bank is a trading name of Heritage and People's Choice Ltd; Heritage Bank and People's Choice Credit Union are also trading names of the same company. Heritage Bank and People's Choice merged in March 2023 to create one of Australia's largest customer-owned banks, and the People First Bank brand officially launched on 5 May 2026. During the transition the Heritage Bank brand and the heritage.com.au website continue to serve customers through branches in Queensland and New South Wales; the site says the People's Choice branches and the Toowoomba head office moved to the new brand in 2025. Heritage's origins go back to the Toowoomba Permanent Building Society, established in 1875. The bank stresses that it is 100% customer-owned; its products include home and personal loans, savings accounts including Dream Fund, term deposits from 1,000 AUD and transaction accounts. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTATransaction account · Savings accounts (including Dream Fund) · Term deposit
DEPÓSITO MÍN.1,000 AUD (Heritage Bank term deposit)
PLATAFORMASPeople First Bank and Heritage apps · Internet banking · Branches · 24/7 contact centre
PRODUCTOSAccounts and term deposits · Home loans · Personal loans · Insurance arranging

Licencias y regulación

ASIC (Australia)

N.º de licenciaAFSL 244310
Titular de la licenciaHERITAGE AND PEOPLE'S CHOICE LIMITED
AlcanceAFS licence held since 10 Mar 2004. According to ASIC's record, authorised for deposit products, non-cash payment products, insurance, managed investment schemes, standard margin lending and superannuation for retail and wholesale clients; derivatives and securities are wholesale only.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: diciembre de 2024 – octubre de 2026

  • Atención al cliente: 4
  • Bloqueo y congelación de cuentas: 2
  • Retiros y pagos: 1

BAJO — NIVEL DE QUEJAS

El 68 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Atención al cliente: Medio · Bloqueo y congelación de cuentas: Bajo · Retiros y pagos: Bajo

FUENTES CONSULTADAS

The complaint distribution is based on the 1-star reviews on the Heritage Bank (heritage.com.au) Trustpilot page (7) as of 9 October 2026; one person's reviews count once, and records about fake sites and third parties using the People First Bank and Heritage names are left out. Across the complaints, long waits to reach the call centre, and accounts closed without explanation or locked over identity verification stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresapeoplefirstbank.com.au — homepage, footer; heritage.com.au — homepage, About, Merger, Term deposits pages
Registros del reguladorASIC — HERITAGE AND PEOPLE'S CHOICE LIMITED, AFSL 244310 (AFS licensee dataset, data.gov.au, 7 Oct 2026)
Registro mercantilABN 11 087 651 125 (ABN Lookup)
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación09.10.2026

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