According to its official website, Perenna is a UK bank serving homeowners, landlords and savers; the UK-incorporated Perenna Bank PLC has its registered office in London, and the company has offices in London and Newcastle. The bank offers flexible fixed-rate mortgages of 5 to 10 years (no early repayment charge when moving or selling, no maximum age limit) and secured lending; mortgages are available only through independent mortgage brokers. Savings are offered as fixed-term and notice accounts through the Raisin and Flagstone platforms; the site says deposits are protected by the FSCS up to 120,000 GBP. According to the Bank of England list and the FCA register, Perenna Bank PLC is authorised by the PRA to accept deposits and is regulated by the FCA and the PRA. This information is the company's own statement.
Datos de la cuenta
TIPOS DE CUENTAMortgage (via brokers) · Savings account (via Raisin and Flagstone)
DEPÓSITO MÍN.Not stated
PLATAFORMASNot stated
PRODUCTOS5–10 year fixed-rate mortgages · Secured lending · Fixed-term and notice savings accounts
Licencias y regulación
FCA (Reino Unido)
N.º de licenciaFRN 956138
Titular de la licenciaPERENNA BANK PLC
AlcanceAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under PERENNA BANK PLC (FRN 956138), regulated by the FCA and the PRA.
EstadoVerificada
Fuentes e historial de verificación
Fuentes oficiales de la empresaperenna.com — homepage, About, Deposits, Flexible fixed-rate mortgages, footer (legal information)
Registros del reguladorBank of England PRA list of banks (1 Oct 2026) · FCA — PERENNA BANK PLC, FRN 956138 (register.fca.org.uk)
Registro mercantilCompanies House — PERENNA BANK PLC, company no 13084174
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
ForexQ.com
