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Ramsdens

Entidad de pago · Reino Unido

Acerca de la empresa

Razón socialRamsdens Financial Limited
Año de fundación1987
Sede / país de registroStockton-on-Tees, United Kingdom
Sitio webwww.ramsdensforcash.co.uk
Última comprobación08.10.2026

According to its official website, Ramsdens is a retail financial services company founded in 1987 with more than 170 branches across Northern and Southern England, Scotland and Wales. Alongside traditional pawnbroking it offers travel money (in branch and through online orders at ramsdenscurrency.co.uk), gold and silver buying, and jewellery and watch sales; it also has a multi-currency prepaid card app, the Ramsdens Multi Currency Card. According to the site footer, Ramsdens is a trading name of Ramsdens Financial Limited, which is authorised by the FCA for consumer credit and as an authorised payment institution: FRN 703463 covers pawnbroking and credit brokerage and FRN 1004451 covers payment services; the FCA does not regulate the company's other services. Ramsdens Financial Limited is registered in England and Wales under number 03045495 with its registered office in Stockton-on-Tees. The service is aimed at individual customers. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTAIndividual customers
DEPÓSITO MÍN.Not stated
PLATAFORMASBranches · Website · Ramsdens Multi Currency Card app
PRODUCTOSTravel money · Multi-currency prepaid card · Pawnbroking loans · Gold buying · Jewellery and watches

Licencias y regulación

FCA (United Kingdom)

N.º de licenciaFRN 1004451
Titular de la licenciaRamsdens Financial Limited
AlcanceListed in the FCA register as an Authorised Payment Institution under Ramsdens Financial Limited (FRN 1004451) since 11 Oct 2024.
EstadoVerificada

FCA (United Kingdom)

N.º de licenciaFRN 703463
Titular de la licenciaRamsdens Financial Limited
AlcanceListed in the FCA register under Ramsdens Financial Limited (FRN 703463); status Authorised since 24 May 2016. According to the company, this permission is limited to pawnbroking and credit brokerage.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: junio 2024 – octubre 2026

  • Retiros y pagos: 28
  • Otros: 22
  • Tarifas y comisiones: 21
  • Atención al cliente: 16
  • Préstamos y tarjetas de crédito: 6
  • Bloqueo y congelación de cuentas: 3

MUY ALTO — NIVEL DE QUEJAS

El 8 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Retiros y pagos: Muy alto · Otros: Muy alto · Tarifas y comisiones: Muy alto · Atención al cliente: Muy alto · Préstamos y tarjetas de crédito: Muy alto · Bloqueo y congelación de cuentas: Medio

FUENTES CONSULTADAS

The complaint distribution is based on the latest 1-star reviews on Ramsdens Currency's Trustpilot page (96) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Ramsdens name are left out. Across the complaints, late or undelivered currency orders and refunds, gaps between in-store and online rates, banknote denominations and branch staff conduct stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresaramsdensforcash.co.uk — homepage and footer legal notice; link to ramsdenscurrency.co.uk
Registros del reguladorFCA — Ramsdens Financial Limited, FRN 1004451 and FRN 703463 (register.fca.org.uk)
Registro mercantilCompanies House — RAMSDENS FINANCIAL LIMITED, company no 03045495, incorporated 12 Apr 1995
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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