Razón socialSantander UK Plc · Santander Financial Services plc
Año de fundación—
Sede / país de registroLondon, United Kingdom
Sitio webwww.santander.co.uk
Última comprobación08.10.2026
According to its official website, Santander UK is the UK bank of the Banco Santander group, headquartered at 2 Triton Square, Regent's Place, London; it describes itself as a digital-first bank that keeps a human touch, serving personal, business and corporate customers. The group's two UK deposit-taking banks are Santander UK Plc and Santander Financial Services plc; the latter serves international customers under the trading name Santander International. The site and the FCA register show that both are authorised by the PRA and regulated by the FCA and the PRA. Through santander.co.uk it offers current accounts, savings accounts and ISAs, investments, mortgages, loans and credit cards via online banking and the mobile app; savings accounts can be opened with an initial deposit from GBP 1. The Santander International site states that deposits held in the UK with Santander Financial Services plc are covered by the FSCS. This information is the company's own statement.
Datos de la cuenta
TIPOS DE CUENTACurrent account · Savings account · ISA · Student account · Business account · Private banking
DEPÓSITO MÍN.GBP 1 (savings accounts)
PLATAFORMASOnline banking · Santander mobile app
PRODUCTOSCurrent accounts · Savings and ISAs · Investments · Mortgages · Loans · Credit cards · Business and corporate banking · International and private banking (Santander International)
Licencias y regulación
FCA (United Kingdom)
N.º de licenciaFRN 106054
Titular de la licenciaSantander UK Plc
AlcanceAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under Santander UK Plc (FRN 106054), regulated by the FCA and the PRA.
EstadoVerificada
FCA (United Kingdom)
N.º de licenciaFRN 146003
Titular de la licenciaSantander Financial Services plc
AlcanceAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under Santander Financial Services plc (FRN 146003), regulated by the FCA and the PRA.
EstadoVerificada
FCA (United Kingdom)
N.º de licenciaFRN 136261
Titular de la licenciaBanco Santander, S.A.
AlcanceSpanish bank authorised by the PRA to accept deposits through its London branch according to the Bank of England list of 1 Oct 2026; listed in the FCA register under Banco Santander, S.A. (FRN 136261), regulated by the FCA and the PRA.
EstadoVerificada
Quejas de usuarios
Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.
Periodo analizado: octubre 2026
Bloqueo y congelación de cuentas: 39
Préstamos y tarjetas de crédito: 23
Atención al cliente: 16
Otros: 9
Retiros y pagos: 6
Tarifas y comisiones: 2
MUY ALTO — NIVEL DE QUEJAS
El 10 % de las entidades con registros de quejas recibió más quejas que esta.
POR TEMA — Bloqueo y congelación de cuentas: Muy alto · Préstamos y tarjetas de crédito: Muy alto · Atención al cliente: Muy alto · Otros: Alto · Retiros y pagos: Medio · Tarifas y comisiones: Alto
The complaint distribution is based on the latest 1-star reviews on the Santander UK Trustpilot page (95) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Santander name are left out. Across the complaints, loss of online banking access after account switches and blocked accounts, credit card application and limit problems, and long waiting times stand out.
Fuentes e historial de verificación
Fuentes oficiales de la empresasantander.co.uk — homepage, About Santander UK, Savings and investments, footer · santanderinternational.co.uk — homepage, footer
Registros del reguladorBank of England PRA bank list (1 Oct 2026) · FCA — Santander UK Plc, FRN 106054 (register.fca.org.uk) · FCA — Santander Financial Services plc, FRN 146003 (register.fca.org.uk) · FCA — Banco Santander, S.A., FRN 136261 (register.fca.org.uk)
Registro mercantilCompanies House — Santander UK Plc, company no 02294747 · Companies House — Santander Financial Services plc, company no 02338548
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
ForexQ.com
