According to its official website, Southern Cross Credit Union (SCCU) is a customer-owned credit union operated by Southern Cross Credit Union Ltd; profits do not go to shareholders but are reinvested in its services. The site states that it was founded in 1966 as a banana-grower led financial operation to fund local agricultural ventures, that it now has more than 70 local team members and over 20,000 customers, and that it follows the Customer Owned Banking Code of Practice. Its address in the ASIC record is in Kingscliff, New South Wales. The credit union offers transaction accounts, Star Saver savings accounts, term deposits from AUD 5,000, home, investment and reverse mortgage loans, a line of credit, personal and vehicle loans, business accounts and loans, insurance, financial planning, international payments and Cash Passport; accounts are used through internet banking, the mobile app and branches. This information is the company's own statement.
Datos de la cuenta
TIPOS DE CUENTATransaction accounts (Easy Access) · Savings accounts (Star Saver, Little Star Saver, Star Saver CMA) · Term deposit · Business accounts
DEPÓSITO MÍN.5,000 AUD (term deposit)
PLATAFORMASInternet banking · Mobile app · Branches
PRODUCTOSTransaction and savings accounts · Term deposits · Home and investment loans · Reverse mortgage · Personal and vehicle loans · Business banking · Insurance · Financial planning · Overseas payments
Licencias y regulación
ASIC (Australia)
N.º de licenciaAFSL 241000
Titular de la licenciaSOUTHERN CROSS CREDIT UNION LTD
AlcanceAFS licence held since 7 Mar 2004. According to ASIC's record, authorised to advise on and deal in deposit and payment products (basic and other deposits, non-cash payments), general insurance and life risk insurance limited to consumer credit insurance, for retail and wholesale clients.
EstadoVerificada
Fuentes e historial de verificación
Fuentes oficiales de la empresasccu.com.au — homepage, About Us, Term Deposits pages, footer (legal information)
Registros del reguladorASIC — SOUTHERN CROSS CREDIT UNION LTD, AFSL 241000 (AFS licensee dataset, data.gov.au, 7 Oct 2026)
Registro mercantilABN 82 087 650 682 (ABN Lookup)
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX