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Tandem Bank

Banco · Reino Unido

Acerca de la empresa

Razón socialTandem Bank Limited
Año de fundación2014
Sede / país de registroBlackpool, United Kingdom
Sitio webwww.tandem.co.uk
Última comprobación08.10.2026

According to its official website, Tandem Bank is Tandem Bank Limited, trading as Tandem, which launched in 2014 as one of the UK's original digital challenger banks; its registered office is in Blackpool. The site states that Tandem bought Harrods Bank in 2018, acquired Allium Lending Group in 2020, merged with Oplo in 2022 and acquired Loop in 2023. Through its app the bank offers instant access and fixed rate Cash ISAs, an Instant Access Saver and a Fixed Term Saver; through brokers and partners it provides home improvement loans, motor finance, home loans and mortgages, and says some deposits support greener lending such as solar panels and low-emission vehicles. According to the Bank of England list and the FCA register, the bank is authorised by the PRA and regulated by the FCA and the PRA; the site states that deposits are protected up to GBP 120,000 by the FSCS. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTAInstant access savings account · Fixed term savings account · Cash ISA
DEPÓSITO MÍN.Not stated
PLATAFORMASTandem mobile app
PRODUCTOSSavings accounts · Cash ISAs · Home improvement loans · Motor finance · Home loans · Mortgages

Licencias y regulación

FCA (Reino Unido)

N.º de licenciaFRN 204479
Titular de la licenciaTandem Bank Limited
AlcanceAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under Tandem Bank Limited (FRN 204479), regulated by the FCA and the PRA.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: marzo de 2025 – octubre de 2026

  • Préstamos y tarjetas de crédito: 32
  • Atención al cliente: 20
  • Retiros y pagos: 19
  • Bloqueo y congelación de cuentas: 8
  • Otros: 8
  • Operaciones no autorizadas: 3

ALTO — NIVEL DE QUEJAS

El 23 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Préstamos y tarjetas de crédito: Muy alto · Atención al cliente: Muy alto · Retiros y pagos: Alto · Bloqueo y congelación de cuentas: Alto · Otros: Alto · Operaciones no autorizadas: Muy alto

FUENTES CONSULTADAS

The complaint distribution is based on the latest 1-star reviews on the Tandem Bank Trustpilot page (90) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Tandem Bank name are left out. Across the complaints, faulty-vehicle and repayment disputes under motor and loan finance, difficulty reaching customer service, and delayed ISA transfers stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresatandem.co.uk — homepage, About us, Instant Access Saver, Fixed Saver and FSCS Protection pages, footer
Registros del reguladorBank of England PRA bank list (1 Oct 2026) · FCA — Tandem Bank Limited, FRN 204479 (register.fca.org.uk)
Registro mercantilCompanies House — Tandem Bank Limited, company no 00955491
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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