According to its official website, TerraPay is a global payments network enabling real-time cross-border money movement across businesses, banks, digital wallets, cards and payment ecosystems. Services are aimed at institutions: corridor coverage for money transfer operators, global receive and spend for digital wallets, transfers into digital wallets and bank accounts for banks through their existing Swift connection or API, and payouts to sellers, creators and gig workers for marketplaces and platforms. It also lists Xend, which enables wallet-to-wallet and wallet-to-bank transfers and merchant acceptance, the TerraPay Verify identity product and global workforce payouts. The site states that the group is registered and regulated in 32 markets and holds 31 regulatory approvals and licences; the licences are not listed individually. The founder and CEO is Ambar Sur; the site is operated by TerraPay Holdings Limited. The UK entity is Terra Payment Services (UK) Limited in London. The information is based on an archive copy of the official website dated 14 September 2026. This information is the company's own statement.
Datos de la cuenta
TIPOS DE CUENTAInstitutional clients only (banks, wallets, money transfer operators, platforms)
DEPÓSITO MÍN.Not stated
PLATAFORMASAPI · Swift connectivity
PRODUCTOSCross-border payment network · Transfers to wallets and bank accounts · Platform and marketplace payouts · Xend wallet interoperability · TerraPay Verify
Licencias y regulación
FCA (United Kingdom)
N.º de licenciaFRN 542256
Titular de la licenciaTerra Payment Services (UK) Limited
AlcanceListed in the FCA register as an Authorised Payment Institution under Terra Payment Services (UK) Limited (FRN 542256) since 1 May 2018.
EstadoVerificada
Fuentes e historial de verificación
Fuentes oficiales de la empresaterrapay.com — homepage and About us (archive copies dated 14 Sep 2026)
Registros del reguladorFCA — Terra Payment Services (UK) Limited, FRN 542256; trading name TerraPay (register.fca.org.uk)
Registro mercantilCompanies House — TERRA PAYMENT SERVICES (UK) LIMITED, company no 06648470, incorporated 16.07.2008
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
ForexQ.com
