According to its official website, tomato pay is an invoicing and payment app built for freelancers, contractors, sole traders and small businesses. Users can create and send professional invoices from their phone in seconds, track whether invoices have been opened and paid, chase late invoices with one tap and add their own branding; customers pay by bank transfer or in a few steps from their phone. The app also lets users take online and in-person payments with payment links and QR codes; the company offers payment initiation (PIS) and account information (AIS) APIs for partners and presents its Cashflow Manager work with Santander as a case study. The site publishes a 7-day free trial and a plan of 9.95 GBP for 100 invoices a month. The site says tomato pay is a brand owned and operated by Fractal Labs Ltd and that Fractal Labs Ltd is authorised by the FCA (FRN 813019). The address is 2 Underwood Row, London N1 7LQ; according to Companies House the company was incorporated in 2014. This information is the company's own statement.
Datos de la cuenta
TIPOS DE CUENTAFreelancers, sole traders and small businesses
DEPÓSITO MÍN.Not stated
PLATAFORMASiOS and Android app · API
PRODUCTOSMobile invoice creation and sending · Payment links and QR code payments · Open banking bank transfer payments · Late invoice chasing · Payment initiation and account information APIs
Licencias y regulación
FCA (United Kingdom)
N.º de licenciaFRN 813019
Titular de la licenciaFractal Labs Ltd
AlcanceListed in the FCA register as an Authorised Payment Institution under Fractal Labs Ltd (FRN 813019) since 11 Sep 2018.
EstadoVerificada
Fuentes e historial de verificación
Fuentes oficiales de la empresatomatopay.co.uk — homepage, pricing, partner menu and legal notice in the footer (8 Oct 2026)
Registros del reguladorFCA — Fractal Labs Ltd, FRN 813019 (register.fca.org.uk)
Registro mercantilCompanies House — FRACTAL LABS LTD, company no 08972946, incorporated 2 Apr 2014
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
ForexQ.com
