According to its official website, Traditional Credit Union (TCU) is the trading name of Traditional Credit Union Limited and describes itself as Australia's only Indigenous-owned credit union. The site describes its purpose as providing essential banking services, financial and digital literacy and employment to First Nations people in remote areas of Northern Australia. Its head office is in Casuarina, Darwin; it runs twelve branches in remote communities of the Northern Territory and a service centre in Katherine. It offers personal customers Everyday Transaction, Budget, Christmas Club, family / clan / group, student, child and TCU Online accounts as well as term deposits; a term deposit of 3 months or more requires at least AUD 500. Personal loans are normally limited to AUD 5,000 over up to 2 years, and there are separate accounts for businesses and benevolent organisations. TCU is a Commonwealth Government approved issuer of the SmartCard and SmartCard Account under the enhanced Income Management program. Accounts are managed through online and mobile banking, phone banking and branches. This information is the company's own statement.
Datos de la cuenta
TIPOS DE CUENTATransaction and savings accounts (Everyday, Budget, Christmas Club, family / clan, student, child, TCU Online) · Term deposit · Business account · SmartCard
DEPÓSITO MÍN.500 AUD (term deposit of 3 months or more)
PLATAFORMASOnline and mobile banking · Phone banking · TCU SmartCard eIM app
PRODUCTOSTransaction and savings accounts · Term deposits · Personal loans · Business accounts · SmartCard income management card and account
Licencias y regulación
ASIC (Australia)
N.º de licenciaAFSL 244255
Titular de la licenciaTRADITIONAL CREDIT UNION LIMITED
AlcanceAFS licence held since 27 Feb 2004. According to ASIC's record, authorised to advise on and deal in basic deposit products and non-cash payment products, for retail and wholesale clients.
EstadoVerificada
Fuentes e historial de verificación
Fuentes oficiales de la empresatcu.com.au — homepage, Who We Are, Personal Banking, Personal Loans, Business Banking, SmartCard, Branch Locations pages
Registros del reguladorASIC — TRADITIONAL CREDIT UNION LIMITED, AFSL 244255 (AFS licensee dataset, data.gov.au, 7 Oct 2026)
Registro mercantilABN 50 087 650 922 (ABN Lookup)
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX