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TrueLayer

Entidad de dinero electrónico · Reino Unido

Acerca de la empresa

Razón socialTrueLayer Limited · TrueLayer (Ireland) Limited
Año de fundación2016
Sede / país de registroLondon, United Kingdom
Sitio webtruelayer.com
Última comprobación08.10.2026

According to its official website, TrueLayer is a payments infrastructure company that describes itself as Europe's leading open banking platform and runs a Pay by Bank network for payments made directly from bank accounts instead of cards. It serves businesses; consumers use TrueLayer within those businesses' payment flows. Its products include bank payments (Payments), payouts to customers (Payouts and Verified Payouts), payments with a saved bank account (Bank on File), Signup+, which combines onboarding and the first deposit, account data (Data) and customer verification (Verification); the site says it serves the ecommerce, iGaming, financial services, travel and crypto sectors, that its network has more than 30 million consumers and that it handles almost half of all Pay by Bank payments in the United Kingdom. The site says TrueLayer Ltd is authorised by the Financial Conduct Authority (FCA) in the United Kingdom under the Payment Services and Electronic Money Regulations (FRN 901096), and that TrueLayer (Ireland) Limited in Dublin, which handles its European business, is regulated by the Central Bank of Ireland; there are separate country sites for Germany, Spain, France, Italy and Ireland. According to Companies House, TrueLayer Limited was incorporated in 2016. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTABusinesses (corporate clients)
DEPÓSITO MÍN.Not stated
PLATAFORMASAPI and developer console
PRODUCTOSPay by Bank payments · Payouts · Bank on File · Signup+ · Account data · Customer verification

Licencias y regulación

FCA (Reino Unido)

N.º de licenciaFRN 901096
Titular de la licenciaTrueLayer Limited
AlcanceListed in the FCA register as an Authorised Electronic Money Institution under TrueLayer Limited (FRN 901096) since 17 Aug 2020.
EstadoVerificada

CBI (Irlanda)

N.º de licenciaC433487
Titular de la licenciaTrueLayer (Ireland) Limited
AlcanceListed in the Central Bank of Ireland register of payment institutions under TrueLayer (Ireland) Limited (C433487); authorised on 28 Jul 2021, not withdrawn. Covers execution of payment transactions, payment initiation and account information services.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: mayo de 2022 – octubre de 2026

  • Retiros y pagos: 7
  • Otros: 6
  • Bloqueo y congelación de cuentas: 5
  • Atención al cliente: 5

MEDIO — NIVEL DE QUEJAS

El 55 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Retiros y pagos: Medio · Otros: Alto · Bloqueo y congelación de cuentas: Medio · Atención al cliente: Alto

FUENTES CONSULTADAS

The complaint distribution is based on 1-star reviews on TrueLayer's Trustpilot page (23) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the TrueLayer name are left out. Across the complaints, stuck or failed payments, bank connections that do not work, applications rejected without explanation and no reply from sales and support stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresatruelayer.com — homepage and footer, About us, Ireland site (/en-ie/) footer, product and industry links
Registros del reguladorFCA — TrueLayer Limited, FRN 901096 (register.fca.org.uk) · CBI — TrueLayer (Ireland) Limited, C433487 (registers.centralbank.ie, register of payment institutions)
Registro mercantilCompanies House — TRUELAYER LIMITED (formerly FINPORT LIMITED), company no 10278251, incorporated 14 Jul 2016
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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