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United Trust Bank

Banco · Reino Unido

Acerca de la empresa

Razón socialUnited Trust Bank Limited
Año de fundación1955
Sede / país de registroLondon, United Kingdom
Sitio webwww.utbank.co.uk
Última comprobación08.10.2026

According to its official website, United Trust Bank is a specialist bank incorporated in England in 1955 that originally provided development finance to SME house-builders. Acquired by Insinger de Beaufort in 2001, the bank became independent and privately owned after a management buy-out in 2004; it is headquartered at CityPoint in London and also has an office in Manchester. It offers personal, business, charity and trust customers fixed term, notice and easy access savings accounts and cash ISAs. On the lending side it provides asset finance, bridging finance, property development and structured property finance, as well as residential, buy-to-let and second-charge mortgages. The site says the bank holds an independent banking licence and is covered by the FSCS. According to the Bank of England list and the FCA register, United Trust Bank Limited is authorised by the PRA to accept deposits and is regulated by the FCA and the PRA. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTAPersonal savings account · Cash ISA · Business savings account · Charity account · Trust account
DEPÓSITO MÍN.5,000 GBP (UTB Easy Access account)
PLATAFORMASOnline banking
PRODUCTOSSavings and deposit accounts · Cash ISA · Asset finance · Bridging finance · Property development finance · Structured property finance · Mortgages

Licencias y regulación

FCA (United Kingdom)

N.º de licenciaFRN 204463
Titular de la licenciaUnited Trust Bank Limited
AlcanceAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under United Trust Bank Limited (FRN 204463), regulated by the FCA and the PRA.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: octubre 2023 – octubre 2026

  • Bloqueo y congelación de cuentas: 41
  • Otros: 18
  • Retiros y pagos: 13
  • Atención al cliente: 13
  • Préstamos y tarjetas de crédito: 9
  • Tarifas y comisiones: 2

MUY ALTO — NIVEL DE QUEJAS

El 8 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Bloqueo y congelación de cuentas: Muy alto · Otros: Muy alto · Retiros y pagos: Alto · Atención al cliente: Muy alto · Préstamos y tarjetas de crédito: Muy alto · Tarifas y comisiones: Alto

FUENTES CONSULTADAS

The complaint distribution is based on the latest 1-star reviews on the United Trust Bank Trustpilot page (96) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the United Trust Bank name are left out. Across the complaints, login details not arriving and accounts that could not be accessed, online application errors, unanswered messages, and mortgage delays, refusals and fees stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresautbank.co.uk — homepage, About UTB (history), Personal and ISA Savings Accounts, FSCS, Mortgages pages, footer
Registros del reguladorBank of England PRA list of banks (1 Oct 2026) · FCA — United Trust Bank Limited, FRN 204463 (register.fca.org.uk)
Registro mercantilCompanies House — United Trust Bank Limited, company no 00549690
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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