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Unity Trust Bank

Banco · Reino Unido

Acerca de la empresa

Razón socialUnity Trust Bank Plc
Año de fundación1984
Sede / país de registroBirmingham, United Kingdom
Sitio webwww.unity.co.uk
Última comprobación08.10.2026

According to its official website, Unity Trust Bank is a UK bank established in 1984 and headquartered in Birmingham that provides commercial banking to organisations creating positive social impact. The bank says it follows a 'double bottom line' approach that measures success by both financial results and social impact, and that every loan is linked to one or more of the UN Sustainable Development Goals. It offers charities, trade unions, local councils, housing associations, education and healthcare organisations and responsible finance providers a business current account, instant access, notice and fixed term business savings accounts, business loans from GBP 250,000 to GBP 40 million, payment services and a corporate purchasing card. Accounts are managed through 24/7 online banking, and the site says eligible deposits are protected by the FSCS. According to the Bank of England list and the FCA register, Unity Trust Bank Plc is authorised by the PRA to accept deposits and is regulated by the FCA and the PRA. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTABusiness current account · Business savings account (instant access, notice, fixed term)
DEPÓSITO MÍN.85,000 GBP (fixed term deposit accounts)
PLATAFORMASOnline banking
PRODUCTOSBusiness current account · Business savings accounts · Business lending · Payment services · Corporate purchasing card

Licencias y regulación

FCA (Reino Unido)

N.º de licenciaFRN 204570
Titular de la licenciaUnity Trust Bank Plc
AlcanceAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under Unity Trust Bank Plc (FRN 204570), regulated by the FCA and the PRA.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: octubre de 2022 – octubre de 2026

  • Bloqueo y congelación de cuentas: 16
  • Atención al cliente: 16
  • Otros: 13
  • Retiros y pagos: 2
  • Préstamos y tarjetas de crédito: 1
  • Tarifas y comisiones: 1

MEDIO — NIVEL DE QUEJAS

El 46 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Bloqueo y congelación de cuentas: Alto · Atención al cliente: Muy alto · Otros: Alto · Retiros y pagos: Bajo · Préstamos y tarjetas de crédito: Alto · Tarifas y comisiones: Alto

FUENTES CONSULTADAS

The complaint distribution is based on the 1-star reviews on the Unity Trust Bank Trustpilot page (49) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Unity Trust Bank name are left out. Across the complaints, account applications refused without reason or taking months, loss of account access, slow signatory changes and clunky online banking stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresaunity.co.uk — homepage, About Us, Business Current Account, Business Savings Accounts, Instant Access, 32-Day Notice and 30-Day Fixed Term pages, footer
Registros del reguladorBank of England PRA list of banks (1 Oct 2026) · FCA — Unity Trust Bank Plc, FRN 204570 (register.fca.org.uk)
Registro mercantilCompanies House — Unity Trust Bank Plc, company no 01713124
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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