According to its official website, Universe Money is a payments company that blends traditional banking rails with digital technology to make cross-border payments in near real time; it is headquartered in the UK with regional offices in Europe and North America. The site says it offers IBANs in the client's name in more than 40 currencies including AED, EUR, GBP and USD, high-value cross-border FX payments including corporate treasury functions, support for more than 140 local currencies and crypto on/off-ramp support; working as an OTC service, its senior team reviews each company personally, and the services are aimed at companies. Universe Money is a trading name of Endor Group Limited; Universe Payments Limited (formerly Capital Currencies Ltd in the FCA register) is authorised by the FCA as an Authorised Payment Institution (FRN 554920). In the US, Universe Money LLC is registered in the State of Montana and registered with FinCEN as a Money Service Business (MSB); this is a registration, not a licence. This information is the company's own statement.
Datos de la cuenta
TIPOS DE CUENTACorporate multi-currency account
DEPÓSITO MÍN.Not stated
PLATAFORMASUniverse Money online platform
PRODUCTOSMulti-currency IBANs (40+ currencies) · Cross-border FX payments · 140+ local currencies · Crypto on/off ramp
Licencias y regulación
FCA (United Kingdom)
N.º de licenciaFRN 554920
Titular de la licenciaUniverse Payments Limited
AlcanceListed in the FCA register as an Authorised Payment Institution under Universe Payments Limited (FRN 554920) since 20 Apr 2018.
EstadoVerificada
Fuentes e historial de verificación
Fuentes oficiales de la empresauniversemoney.io — homepage (services, FAQ, footer)
Registros del reguladorFCA — Universe Payments Limited, FRN 554920; trading name Universe Money (register.fca.org.uk)
Registro mercantilCompanies House — UNIVERSE PAYMENTS LIMITED, company no 05021694, incorporated 21.01.2004
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
ForexQ.com
