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UPT

Entidad de dinero electrónico · Turquía

Acerca de la empresa

Razón socialUPT Ödeme Hizmetleri ve Elektronik Para A.Ş. · UPT Odeme Hizmetleri ve Elektronik Para A.S. (DIFC Branch)
Año de fundación2010
Sede / país de registroIstanbul, Türkiye
Sitio webwww.upt.com.tr
Última comprobación15.10.2026

According to its official website, UPT is a domestic global money transfer and payments platform that launched in 2010 as a subsidiary of Aktif Bank, which it describes as Türkiye's largest privately owned investment bank. The website says UPT offers transfers to accounts, cards, wallets or by name at more than 400,000 service points in 176 countries; in Türkiye it serves customers through PTT post offices, UPT agents and UPT branches, and abroad through partner banks and money transfer companies. Through the UPTION mobile app, launched in the last quarter of 2020, it also offers money transfers, payment requests by message, QR transfers and game PIN sales. The company says it was Türkiye's first licensed payment institution, operates under the supervision of the Central Bank of the Republic of Türkiye under Law No. 6493, and is registered with the Istanbul Chamber of Commerce under no. 936777. In the Dubai International Financial Centre (DIFC) it holds a DFSA licence as a branch, UPT Odeme Hizmetleri ve Elektronik Para A.S. (DIFC Branch) (F007775, 1 Aug 2025); under the restrictions in the DFSA register, the branch may not provide money services to clients in the UAE, make financial promotions in the UAE or deal in UAE dirhams. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTAIndividual · Corporate (corporate internet branch)
DEPÓSITO MÍN.Not stated
PLATAFORMASUPT service points · UPTION mobile app · Corporate internet branch
PRODUCTOSDomestic and international money transfers (to accounts, cards, wallets, by name) · Payment requests by message · QR transfers · Game PIN sales

Licencias y regulación

DFSA (Emiratos Árabes Unidos (Dubái))

N.º de licenciaF007775
Titular de la licenciaUPT Odeme Hizmetleri ve Elektronik Para A.S. (DIFC Branch)
AlcanceListed in the DFSA register as the branch of a non-DIFC company, licensed 1 Aug 2025; endorsed to serve retail clients and hold client assets; authorised for providing money services.
EstadoVerificada

CBRT (Turquía)

N.º de licenciaInstitution code 853
Titular de la licenciaUPT Ödeme Hizmetleri ve Elektronik Para A.Ş.
AlcanceListed under institution code 853 in the Central Bank of the Republic of Türkiye's list of operating electronic money institutions; authorised to issue electronic money and provide payment services under Law No. 6493.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: mayo de 2023 – octubre de 2026

  • Retiros y pagos: 971
  • Atención al cliente: 97
  • Otros: 52
  • Operaciones no autorizadas: 44
  • Préstamos y tarjetas de crédito: 39
  • Tarifas y comisiones: 17

MUY ALTO — NIVEL DE QUEJAS

La entidad con más quejas entre las que tienen registros de quejas.

POR TEMA — Retiros y pagos: Muy alto · Atención al cliente: Muy alto · Otros: Muy alto · Operaciones no autorizadas: Muy alto · Préstamos y tarjetas de crédito: Muy alto · Tarifas y comisiones: Muy alto

FUENTES CONSULTADAS

The complaint distribution is based on the 1-star reviews on UPT's (UPTION) Trustpilot page (8) and Şikayetvar (1212) records as of 15 October 2026; one person's reviews count once, and records about fake sites and third parties using the UPT name are left out. Across the complaints, accounts restricted or blocked without explanation, delayed transfers or transfers that never reached the recipient, and difficulty reaching customer service stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresaupt.com.tr — homepage, About us, Information society services, Announcements, Contact pages
Registros del reguladorDFSA — UPT Odeme Hizmetleri ve Elektronik Para A.S. (DIFC Branch), F007775 (dfsa.ae) · CBRT — UPT Odeme Hizmetleri ve Elektronik Para A.S., institution code 853 (tcmb.gov.tr)
Registro mercantilIstanbul Chamber of Commerce — UPT, registration no 936777, MERSIS no 0893028299000011 (company statement)
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación15.10.2026

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