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Vida Bank

Banco · Reino Unido

Áreas de servicioBanca minorista

Acerca de la empresa

Razón socialVida Bank Limited
Año de fundación2016
Sede / país de registroLondon, United Kingdom
Sitio webwww.vidabank.co.uk
Última comprobación08.10.2026

According to its official website, Vida Bank is a London-based UK specialist mortgage bank that provides mortgages to people underserved by mainstream lenders and looks after its customers' savings. Vida Bank, Vida Savings and Vida Homeloans are trading names of Vida Bank Limited; the site also publishes the financial results of Vida Group Holdings plc. The bank says that since 2016 it has offered specialist residential and buy-to-let mortgages through more than 15,000 independent mortgage intermediaries under the Vida Homeloans brand, lending 3.8 billion pounds to more than 19,000 customers. Under the Vida Savings brand it offers fixed rate bonds, cash ISAs, notice accounts and access accounts; easy access accounts have a minimum balance of 500 pounds. Accounts are opened online and managed through the mobile app. The site says savings are protected by the FSCS up to 120,000 pounds (240,000 pounds for joint accounts). According to the Bank of England list and the FCA register, Vida Bank Limited is authorised by the PRA to accept deposits and is regulated by the FCA and the PRA. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTAFixed rate bond · Cash ISA · Notice account · Access savings account · Mortgage (through intermediaries)
DEPÓSITO MÍN.500 GBP (easy access savings accounts)
PLATAFORMASOnline banking · Mobile app
PRODUCTOSSavings accounts · Cash ISAs · Specialist residential mortgages · Buy-to-let mortgages

Licencias y regulación

FCA (United Kingdom)

N.º de licenciaFRN 738741
Titular de la licenciaVida Bank Limited
AlcanceAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under Vida Bank Limited (FRN 738741), regulated by the FCA and the PRA.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: mayo 2025 – octubre 2026

  • Retiros y pagos: 45
  • Préstamos y tarjetas de crédito: 34
  • Bloqueo y congelación de cuentas: 22
  • Otros: 20
  • Atención al cliente: 11
  • Tarifas y comisiones: 1

MUY ALTO — NIVEL DE QUEJAS

El 1 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Retiros y pagos: Muy alto · Préstamos y tarjetas de crédito: Muy alto · Bloqueo y congelación de cuentas: Muy alto · Otros: Muy alto · Atención al cliente: Muy alto · Tarifas y comisiones: Alto

FUENTES CONSULTADAS

The complaint distribution is based on the latest 1-star reviews on the Vida Savings and Vida Homeloans Trustpilot pages (133) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Vida name are left out. Across the complaints, delayed ISA transfers, mortgages declined after valuation and repeated document requests at opening stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresavidabank.co.uk — homepage, About us, Savings, Products, Access accounts, FAQs, footer
Registros del reguladorBank of England PRA list of banks (1 Oct 2026) · FCA — Vida Bank Limited, FRN 738741 (register.fca.org.uk)
Registro mercantilCompanies House — Vida Bank Limited, company no 09837692
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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