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Western Union

Entidad de pago · Reino Unido

Acerca de la empresa

Razón socialWestern Union Payment Services GB Limited · Western Union Payment Services Ireland Limited · Western Union International Bank GmbH
Año de fundación1851
Sede / país de registroLondon, United Kingdom
Sitio webwww.westernunion.com/gb/en/home.html
Última comprobación08.10.2026

According to its official website, Western Union is a global money transfer company that has served customers since 1851; the site says it has more than 150 million retail and digital customers and offers access to hundreds of thousands of agent locations in more than 200 countries and territories and to billions of bank accounts. Money can be sent from the UK online, in the Western Union app or at agent locations; funds can go to a bank account, a cash pickup location, a mobile wallet or a card, and payment can be made by bank account, credit or debit card, Apple Pay/Google Pay or cash. Transfers are tracked with an MTCN number; the site states that the company makes money from currency exchange and that fees and rates may change. According to its global terms, the service in the UK is provided by Western Union Payment Services GB Limited, regulated by the FCA; in the EU, agent transactions are provided by CBI-authorised Western Union Payment Services Ireland Limited and wu.com web and app transactions by Western Union International Bank GmbH, regulated by the Austrian FMA. Service is provided through local companies such as Western Union Financial Services (Australia) Pty Ltd (AFSL 560400) in Australia and Western Union Corretora de Câmbio S.A. in Brazil, and through licensed partners in other countries. The site shows the copyright under Western Union Holdings, Inc. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTARetail customers · Online profile
DEPÓSITO MÍN.Not stated
PLATAFORMASWebsite · Western Union mobile app (iOS, Android) · Agent locations
PRODUCTOSInternational money transfer · Cash pickup · Transfers to bank accounts, mobile wallets and cards · Mobile top-up

Licencias y regulación

FCA (Reino Unido)

N.º de licenciaFRN 816890
Titular de la licenciaWestern Union Payment Services GB Limited
AlcanceListed in the FCA register as an Authorised Payment Institution under Western Union Payment Services GB Limited (FRN 816890) since 4 Apr 2019.
EstadoVerificada

CBI (Irlanda)

N.º de licenciaC55075
Titular de la licenciaWestern Union Payment Services Ireland Limited
AlcanceListed in the CBI register under Western Union Payment Services Ireland Limited (reference C55075) as a payment institution authorised under the European Union (Payment Services) Regulations 2018 (PSD2).
EstadoVerificada

ASIC (Australia)

N.º de licenciaAFSL 560400
Titular de la licenciaWestern Union Financial Services (Australia) Pty Ltd
AlcanceThe ASIC licence dataset lists AFS licence 560400 under WESTERN UNION FINANCIAL SERVICES (AUSTRALIA) PTY LTD (since 15 Aug 2025, Sydney), covering foreign exchange contracts and non-cash payment products for retail and wholesale clients.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: diciembre de 2025 – octubre de 2026

  • Retiros y pagos: 99
  • Tarifas y comisiones: 19
  • Bloqueo y congelación de cuentas: 11
  • Atención al cliente: 7
  • Otros: 7
  • Operaciones no autorizadas: 1

MUY ALTO — NIVEL DE QUEJAS

El 1 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Retiros y pagos: Muy alto · Tarifas y comisiones: Muy alto · Bloqueo y congelación de cuentas: Alto · Atención al cliente: Alto · Otros: Alto · Operaciones no autorizadas: Muy alto

FUENTES CONSULTADAS

The complaint distribution is based on the latest 1-star reviews on Western Union's Trustpilot page (54) and Şikayetvar (90) records as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Western Union name are left out. Across the complaints, transfers that never arrive, stay on hold or are refunded late, and exchange rates and fees stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresawesternunion.com/gb — homepage; global Terms & Conditions page (entities and regulators by country); App Store app (seller The Western Union Company)
Registros del reguladorFCA — Western Union Payment Services GB Limited, FRN 816890 (register.fca.org.uk) · CBI — Western Union Payment Services Ireland Limited, C55075 (registers.centralbank.ie) · ASIC — WESTERN UNION FINANCIAL SERVICES (AUSTRALIA) PTY LTD, AFSL 560400 (ASIC licence dataset)
Registro mercantilCompanies House — WESTERN UNION PAYMENT SERVICES GB LIMITED, company no 11326797, incorporated 24 Apr 2018
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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