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Windcave

Entidad de pago · Reino Unido

Acerca de la empresa

Razón socialWindcave Limited
Año de fundación1999
Sede / país de registroLondon, United Kingdom
Sitio webwww.windcave.com
Última comprobación08.10.2026

According to its official website, Windcave is a payment technology company founded in Auckland, New Zealand in 1999; it says it operates in more than 40 countries with more than 400 employees. The site says it opened its London office in 2012 and launched UK merchant services in 2020; the UK company, Windcave Limited (formerly Payment Express Limited), is based in London. Windcave offers global payment acceptance for well-known brands, combining in-store, unattended (self-service) and online payments on a single platform, with integrations for sectors such as retail, finance, hospitality, government, entertainment, vending, tourism and parking. Features include global merchant acquiring, tokenisation, data insight (Payline), fraud prevention, cross-border services and many payment methods; the company uses terminals it develops and manufactures itself and says it launched card issuing and Tap to Pay on iPhone in 2025. The site states that Windcave Limited is a PCI DSS Level 1 service provider and holds ISO 27001 certification. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTABusiness clients only (merchants)
DEPÓSITO MÍN.Not stated
PLATAFORMASPayment terminals · Online payment gateway · Payline
PRODUCTOSIn-store payments · Unattended (self-service) payments · Online payments · Merchant acquiring · Tokenisation and fraud prevention

Licencias y regulación

FCA (United Kingdom)

N.º de licenciaFRN 826626
Titular de la licenciaWindcave Limited
AlcanceListed in the FCA register as an Authorised Payment Institution under Windcave Limited (FRN 826626) since 9 Aug 2019.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: enero 2024 – octubre 2026

  • Retiros y pagos: 3
  • Tarifas y comisiones: 3
  • Atención al cliente: 1
  • Otros: 1

BAJO — NIVEL DE QUEJAS

El 66 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Retiros y pagos: Medio · Tarifas y comisiones: Alto · Atención al cliente: Bajo · Otros: Bajo

FUENTES CONSULTADAS

The complaint distribution is based on the 1-star reviews on Windcave's Trustpilot page (8) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Windcave name are left out. Across the complaints, failed card payments and late settlement, along with contract renewal, termination and continued direct-debit charges stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresawindcave.com — homepage, About, Legal, Complaints and Certifications and Compliance pages; App Store app (seller Windcave Limited)
Registros del reguladorFCA — Windcave Limited, FRN 826626 (register.fca.org.uk)
Registro mercantilCompanies House — WINDCAVE LIMITED, company no 07835804, incorporated 4 Nov 2011 (formerly PAYMENT EXPRESS LIMITED, DIRECT PAYMENT SOLUTIONS (UK) LIMITED)
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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