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Xe

Entidad de pago · Reino Unido

Acerca de la empresa

Razón socialHiFX Europe Limited · HiFM Limited · Xe Europe B.V. · HiFX Australia Pty Limited
Año de fundación1993
Sede / país de registroBracknell, United Kingdom
Sitio webwww.xe.com
Última comprobación08.10.2026

According to its official website, Xe is an international money transfer and foreign exchange brand with roots going back to 1993, owned by the Nasdaq-listed Euronet Worldwide group; the site says transfers can be made in 130 currencies to more than 190 countries. In the United Kingdom, Xe Money Transfer is provided by HiFX Europe Limited (registration number 462444), whose registered office is in Bracknell (1 Arlington Square) and which the site says is authorised by the FCA under the Payment Services Regulations 2017. FX options and structured products for business clients are provided by HiFM Ltd (FRN 446302), presented on the site as a sister company and stated to be authorised and regulated by the FCA; the site says these services are not available to retail clients. Business services include international payments, forward contracts, limit orders, mass payments and a payments API. Group companies include Xe Europe B.V., authorised by the Dutch central bank (DNB), HiFX Australia Pty Limited, licensed by ASIC in Australia, HiFX Limited in New Zealand, Xe Corporation, registered with FINTRAC in Canada, and Dandelion Payments, Inc., which the site says holds money transmitter licences in US states including New York. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTAPersonal · Business
DEPÓSITO MÍN.Not stated
PLATAFORMASXe website · Xe mobile app · Payments API
PRODUCTOSInternational money transfers · Business payments · Forward contracts · Limit orders · Mass payments · FX options and structured products (HiFM, business only)
APALANCAMIENTONot stated

Licencias y regulación

FCA (United Kingdom)

N.º de licenciaFRN 446302
Titular de la licenciaHiFM Limited
AlcanceListed in the FCA register under HiFM Limited (FRN 446302); status Authorised since 25 Aug 2006. It holds permissions to deal in investments as principal and as agent, arrange deals and advise on investments.
EstadoVerificada

ASIC (Australia)

N.º de licenciaAFSL 240917
Titular de la licenciaHiFX Australia Pty Limited
AlcanceListed in the ASIC licence dataset as an AFS licence (240917) held by HIFX AUSTRALIA PTY LTD, since 4 Feb 2004; authorised to deal and make a market in derivatives, foreign exchange contracts and non-cash payment products for retail and wholesale clients.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: julio 2026 – octubre 2026

  • Retiros y pagos: 60
  • Bloqueo y congelación de cuentas: 13
  • Otros: 13
  • Tarifas y comisiones: 4
  • Atención al cliente: 4
  • Operaciones no autorizadas: 1

MUY ALTO — NIVEL DE QUEJAS

El 10 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Retiros y pagos: Muy alto · Bloqueo y congelación de cuentas: Alto · Otros: Alto · Tarifas y comisiones: Alto · Atención al cliente: Medio · Operaciones no autorizadas: Muy alto

FUENTES CONSULTADAS

The complaint distribution is based on the latest 1-star reviews on Xe's Trustpilot page (95) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Xe name are left out. Across the complaints, delayed or undelivered transfers and refunds, repeated document and ID requests, and accounts closed or locked without explanation stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresaxe.com — homepage (en-gb), Business, FX Options and Structured Products (UK business), Large money transfer and Money transfer fees pages; help.xe.com United Kingdom Regulatory Information and platform integration legal disclaimers
Registros del reguladorFCA — HiFM Limited, FRN 446302 (register.fca.org.uk) · FCA — HiFX Europe Limited, FRN 462444 (register.fca.org.uk, status details could not be read) · ASIC — HIFX AUSTRALIA PTY LTD, AFSL 240917 (data.gov.au)
Registro mercantilCompanies House — HIFM LIMITED (formerly HIFX FINANCIAL SERVICES LIMITED), company no 05448864, incorporated 11.05.2005 · HIFX EUROPE LIMITED, company no 03517451, incorporated 26.02.1998
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

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