ForexQ.com
← Inicio

Zempler Bank

Banco · Reino Unido

Acerca de la empresa

Razón socialZempler Bank Limited
Año de fundación—
Sede / país de registroLondon, United Kingdom
Sitio webwww.zemplerbank.com
Última comprobación08.10.2026

According to its official website, Zempler Bank is a London-based UK digital bank focused on micro-businesses, sole traders and newly started small businesses. The company, whose story began when its founder Rich Wagner could not open a bank account in the UK, says it introduced the UK's first prepaid debit card and the first online business account, was authorised as a bank in 2021 and has helped more than 650,000 businesses. The bank offers the free Business Go account and the Business Extra and Business Pro accounts with up to 1% cashback on card spending, a business credit card and Creditbuilder products, as well as Freedom and Activeplus current accounts and a credit card for individuals. Accounts are managed in the app and through online banking, with cash deposits at 11,500 Post Offices, international payments and contactless payments on a phone through a partnership with Stripe. The site says eligible deposits are protected by the FSCS up to 120,000 pounds. According to the Bank of England list and the FCA register, Zempler Bank Limited is authorised by the PRA to accept deposits and is regulated by the FCA and the PRA. This information is the company's own statement.

Datos de la cuenta

TIPOS DE CUENTABusiness account (Business Go · Business Extra · Business Pro) · Personal current account (Freedom · Activeplus)
DEPÓSITO MÍN.Not stated
PLATAFORMASOnline banking · Mobile app
PRODUCTOSBusiness current accounts · Cashback · Business credit card · Creditbuilder · Personal current accounts · Credit card · International payments · Cash deposits at Post Offices

Licencias y regulación

FCA (Reino Unido)

N.º de licenciaFRN 671140
Titular de la licenciaZempler Bank Limited
AlcanceAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under Zempler Bank Limited (FRN 671140), regulated by the FCA and the PRA.
EstadoVerificada

Quejas de usuarios

Los informes de usuarios encontrados en internet se clasifican por tema. Los gráficos muestran cómo se distribuyen; los informes se recopilan a partir de registros de Trustpilot, WikiFX y Şikayetvar, y los registros de una misma persona se cuentan una sola vez.

Periodo analizado: junio de 2026 – octubre de 2026

  • Bloqueo y congelación de cuentas: 43
  • Retiros y pagos: 14
  • Atención al cliente: 10
  • Préstamos y tarjetas de crédito: 6
  • Otros: 6
  • Operaciones no autorizadas: 4
  • Tarifas y comisiones: 1

ALTO — NIVEL DE QUEJAS

El 34 % de las entidades con registros de quejas recibió más quejas que esta.

POR TEMA — Bloqueo y congelación de cuentas: Muy alto · Retiros y pagos: Alto · Atención al cliente: Alto · Préstamos y tarjetas de crédito: Muy alto · Otros: Alto · Operaciones no autorizadas: Muy alto · Tarifas y comisiones: Alto

FUENTES CONSULTADAS

The complaint distribution is based on the latest 1-star reviews on the Zempler Bank Trustpilot page (84) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Zempler name are left out. Across the complaints, accounts blocked or closed without warning with funds out of reach for weeks, repeated document requests and cards that never arrive stand out.

Fuentes e historial de verificación

Fuentes oficiales de la empresazemplerbank.com — homepage, About, FSCS, Personal, footer
Registros del reguladorBank of England PRA list of banks (1 Oct 2026) · FCA — Zempler Bank Limited, FRN 671140 (register.fca.org.uk)
Registro mercantilCompanies House — Zempler Bank Limited, company no 04947027
Fuentes de opiniones de usuariosTrustpilot · Şikayetvar · WikiFX
Última verificación08.10.2026

Presentar una queja