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Bank of Ireland UK

Banque · Royaume-Uni

À propos de la société

Raison socialeBank of Ireland (UK) Plc
Année de création—
Siège / pays d’immatriculationLondon, United Kingdom
Site webwww.bankofirelanduk.com
Dernière vérification08.10.2026

According to its official website, Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc, whose shareholder is Bank of Ireland and whose registered office is at 45 Gresham Street, London. The site says it has supported customers in Northern Ireland for almost 200 years and in the Great Britain market for over 40 years, has been the Post Office's exclusive financial services partner since 2004 and operates around 1,600 Bank of Ireland/Post Office cash machines across the UK. With 13 branches in Northern Ireland, the bank offers current accounts, student and graduate accounts, savings accounts, fixed term deposits, an online ISA, mortgages, credit cards and personal loans, as well as business accounts and corporate banking, and provides digital banking through 365 online and the 365 mobile app. According to the Bank of England list and the FCA register, the bank is authorised by the PRA and regulated by the FCA and the PRA; the site states that eligible deposits are protected up to a total of GBP 120,000 by the FSCS and that this limit applies to the total of deposits held with the Bank of Ireland UK and Post Office brands. This information is the company's own statement.

Détails du compte

TYPES DE COMPTECurrent account · Student and graduate accounts · Savings account · Fixed term deposit · Online ISA · Business account
DÉPÔT MIN.GBP 1 (Classic Saver)
PLATEFORMESInternet banking (365 online) · Mobile app (365 mobile)
PRODUITSCurrent accounts · Savings and ISAs · Mortgages · Credit cards · Personal loans · Business and corporate banking

Licences et réglementation

FCA (United Kingdom)

N° de licenceFRN 512956
Titulaire de la licenceBank of Ireland (UK) Plc
PérimètreAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under Bank of Ireland (UK) Plc (FRN 512956), regulated by the FCA and the PRA.
StatutVérifiée

FCA (United Kingdom)

N° de licenceFRN 204721
Titulaire de la licenceThe Governor and Company of the Bank of Ireland
PérimètreAuthorised by the PRA to accept deposits through a UK branch (UK branch) according to the Bank of England list of 1 Oct 2026; listed in the FCA register under The Governor and Company of the Bank of Ireland (FRN 204721), regulated by the FCA and the PRA.
StatutVérifiée

Réclamations des utilisateurs

Les signalements d’utilisateurs trouvés en ligne sont classés par sujet. Les graphiques montrent la répartition des signalements ; ceux-ci sont compilés à partir des enregistrements publiés sur Trustpilot, WikiFX et Şikayetvar, et les enregistrements d’une même personne ne sont comptés qu’une seule fois.

Période examinée: août 2023 – octobre 2026

  • Prêts et cartes de crédit: 29
  • Service client: 19
  • Autre: 12
  • Blocages et gels de compte: 11
  • Retraits et paiements: 9
  • Frais et commissions: 2
  • Opérations non autorisées: 2

ÉLEVÉ — NIVEAU DE RÉCLAMATIONS

34 % des établissements ayant des réclamations enregistrées en ont reçu davantage que celui-ci.

PAR SUJET — Prêts et cartes de crédit: Très élevé · Service client: Très élevé · Autre: Élevé · Blocages et gels de compte: Élevé · Retraits et paiements: Moyen · Frais et commissions: Élevé · Opérations non autorisées: Très élevé

SOURCES EXAMINÉES

The complaint distribution is based on the latest 1-star reviews on the Bank of Ireland UK Trustpilot page (84) as of 8 October 2026; one person's reviews count once, and reviews about Republic of Ireland banking as well as records about fake sites and third parties are left out. Across the complaints, drawn-out mortgage and loan processes, unreachable phone support, app and online banking failures and ISA transfers stand out.

Sources et historique des vérifications

Sources officielles de la sociétébankofirelanduk.com — Personal homepage, About Us, Products and Services, Classic Saver, Limited Edition Fixed Term Deposit, Online ISA and KidSave pages, footer
Enregistrements du régulateurBank of England PRA bank list (1 Oct 2026) · FCA — Bank of Ireland (UK) Plc, FRN 512956 (register.fca.org.uk) · FCA — The Governor and Company of the Bank of Ireland, FRN 204721 (register.fca.org.uk)
Registre des sociétésCompanies House — Bank of Ireland (UK) Plc, company no 07022885
Sources d’avis des utilisateursTrustpilot · Şikayetvar · WikiFX
Dernière vérification08.10.2026

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