Raison socialeCairns Penny Savings & Loans Limited
Année de création1899
Siège / pays d’immatriculationCairns, Australia
Site webcairnsbank.com.au
Dernière vérification09.10.2026
According to its official website, Cairns Bank is the trading name of Cairns Penny Savings & Loans Ltd and presents itself as a local, 100% customer-owned bank. The site states that the bank was established in April 1899 by a group of Cairns residents as the Cairns Weekly Penny Savings Bank, has had five name changes over its history and, having no external shareholders, is run purely to meet its customers' needs. The bank operates in Cairns, Queensland, and emphasises personal service. It offers personal customers transaction accounts (Everyday, Pensioner), savings accounts (Online Saver, Christmas Saver, Kids Saver), term deposits, home loans (including the government 5% Deposit Scheme), car and personal loans and home insurance, and provides businesses with a business account, an Online Saver and secured overdrafts. Accounts are managed through online banking. The site states that the institution holds AFSL and Australian credit licence 244324. This information is the company's own statement.
Détails du compte
TYPES DE COMPTETransaction accounts (Everyday, Pensioner) · Savings accounts (Online Saver, Christmas Saver, Kids Saver) · Term deposit · Business account
DÉPÔT MIN.Not stated
PLATEFORMESOnline banking
PRODUITSTransaction and savings accounts · Term deposits · Home loans · Car and personal loans · Secured overdrafts · Home insurance
Licences et réglementation
ASIC (Australie)
N° de licenceAFSL 244324
Titulaire de la licenceCAIRNS PENNY SAVINGS & LOANS LIMITED
PérimètreAFS licence held since 2 Feb 2004. According to ASIC's record, authorised to advise on deposit and payment products and to deal in, including issuing, deposit and payment products, general insurance and life risk insurance limited to consumer credit insurance, for retail and wholesale clients.
StatutVérifiée
Sources et historique des vérifications
Sources officielles de la sociétécairnsbank.com.au — homepage, Our history, Term deposits pages, footer (legal information)
Enregistrements du régulateurASIC — CAIRNS PENNY SAVINGS & LOANS LIMITED, AFSL 244324 (AFS licensee dataset, data.gov.au, 7 Oct 2026)
Registre des sociétésABN 68 087 933 757 (ABN Lookup)
Sources d’avis des utilisateursTrustpilot · Şikayetvar · WikiFX
ForexQ.com
