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DF Capital

Banque · Royaume-Uni

À propos de la société

Raison socialeDF Capital Bank Limited
Année de création2016
Siège / pays d’immatriculationManchester, United Kingdom
Site webwww.dfcapital.bank
Dernière vérification08.10.2026

According to its official website, DF Capital is a savings and commercial lending bank based in Manchester, founded in 2016 as Distribution Finance Capital. The bank is a subsidiary of Distribution Finance Capital Holdings plc, which is traded on the London Stock Exchange's AIM market, and says it obtained full authorisation as a bank in September 2020. Personal and business customers are offered fixed rate deposits (1, 2 and 5 years), notice accounts and easy access savings accounts; deposits range from GBP 1,000 to GBP 250,000 for individuals and GBP 20,000 to GBP 250,000 for businesses, and accounts are opened and managed online. Deposits are used to finance UK SMEs: the bank provides inventory finance and structured finance to dealers and manufacturers and personal finance (DFRNT) through approved dealers; the site states that the group's commercial lending products are unregulated. Eligible deposits are protected up to GBP 120,000 by the FSCS. According to the Bank of England list and the FCA register, DF Capital Bank Limited is authorised by the PRA to accept deposits and is regulated by the FCA and the PRA. This information is the company's own statement.

Détails du compte

TYPES DE COMPTEFixed rate deposit · Notice account · Easy access account · Business savings account
DÉPÔT MIN.GBP 1,000 (personal savings accounts)
PLATEFORMESOnline banking
PRODUITSSavings accounts · Inventory finance · Structured finance · Personal finance (DFRNT)

Licences et réglementation

FCA (United Kingdom)

N° de licenceFRN 848291
Titulaire de la licenceDF Capital Bank Limited
PérimètreAuthorised by the PRA to accept deposits according to the Bank of England list of 1 Oct 2026; listed in the FCA register under DF Capital Bank Limited (FRN 848291), regulated by the FCA and the PRA.
StatutVérifiée

Réclamations des utilisateurs

Les signalements d’utilisateurs trouvés en ligne sont classés par sujet. Les graphiques montrent la répartition des signalements ; ceux-ci sont compilés à partir des enregistrements publiés sur Trustpilot, WikiFX et Şikayetvar, et les enregistrements d’une même personne ne sont comptés qu’une seule fois.

Période examinée: octobre 2020 – octobre 2026

  • Blocages et gels de compte: 4
  • Retraits et paiements: 2
  • Service client: 2
  • Autre: 1

FAIBLE — NIVEAU DE RÉCLAMATIONS

66 % des établissements ayant des réclamations enregistrées en ont reçu davantage que celui-ci.

PAR SUJET — Blocages et gels de compte: Moyen · Retraits et paiements: Faible · Service client: Moyen · Autre: Faible

SOURCES EXAMINÉES

The complaint distribution is based on the 1-star reviews on the DF Capital Trustpilot page (9) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the DF Capital name are left out. Across the complaints, extra identity documents requested at account opening and login problems, unresponsive customer service, and problems with the online application system stand out.

Sources et historique des vérifications

Sources officielles de la sociétédfcapital.bank — homepage, Our Journey, Personal lending, footer
Enregistrements du régulateurBank of England PRA bank list (1 Oct 2026) · FCA — DF Capital Bank Limited, FRN 848291 (register.fca.org.uk)
Registre des sociétésCompanies House — DF Capital Bank Limited, company no 10198535
Sources d’avis des utilisateursTrustpilot · Şikayetvar · WikiFX
Dernière vérification08.10.2026

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