According to its official website, eCREDO is a payments institution offering individuals and businesses e-money accounts that can be opened remotely. Personal accounts are opened in three steps by uploading an ID and a utility bill; the service is used through a progressive web app (PWA) that can be installed on a phone. The site states that it offers wallets in 10 of the world's leading currencies under one EU IBAN with currency conversion at near mid-market rates (eXCHANGE), international transfers via SWIFT from any currency wallet, debit cards, and mass payment and payroll tools for business clients. eCREDO is the brand of Ecredo Limited, registered in Cyprus under number HE 394761, an electronic money institution licensed and regulated by the Central Bank of Cyprus (115.1.3.56), with its headquarters and registered address in Limassol. The information is based on an archive copy of the official website dated 6 August 2026. This information is the company's own statement.
Détails du compte
TYPES DE COMPTEPersonal and business accounts
DÉPÔT MIN.Not stated
PLATEFORMESWeb app (PWA; can be added to the iOS and Android home screen)
PRODUITSAccount with EU IBAN · Wallets and currency conversion in 10 currencies · International SWIFT transfers · Debit card · Mass payments
Licences et réglementation
CBC (République de Chypre)
N° de licence115.1.3.56
Titulaire de la licenceEcredo Limited
PérimètreListed in the Central Bank of Cyprus register as an authorised electronic money institution under Ecredo Limited (115.1.3.56); licence date 10 Aug 2023.
StatutVérifiée
Sources et historique des vérifications
Sources officielles de la sociétéecredo.com — homepage and footer (archive copy dated 6 August 2026)
Enregistrements du régulateurCentral Bank of Cyprus — Ecredo Limited, 115.1.3.56 (centralbank.cy)
Registre des sociétésCyprus Registrar of Companies — Ecredo Limited, HE 394761
Sources d’avis des utilisateursTrustpilot · Şikayetvar · WikiFX