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À propos de la société

Raison socialeSettleGo Solutions Limited · OpenPayd Financial Services Malta Limited · OP Digital Services Limited · OpenPayd Canada, Inc.
Année de création—
Siège / pays d’immatriculationLondon, United Kingdom
Site webwww.openpayd.com
Dernière vérification08.10.2026

According to its official website, OpenPayd is a financial infrastructure provider offering businesses accounts, payments, foreign exchange and digital-asset services through a single API. It targets corporate clients such as fintechs, forex and online brokerages, digital-asset businesses, remittance, marketplace, insurtech, payroll and iGaming platforms; it offers an unlimited number of virtual IBANs, multi-currency and corporate accounts, payment acceptance and payouts, pay-by-bank via open banking, FX and treasury, stablecoin services and on/off ramps between fiat and digital assets, and says it processes over $300 billion a year. The site states that account, payment, virtual IBAN and FX services are provided by SettleGo Solutions Limited in London (trading as OpenPayd), an FCA-authorised electronic money institution (FRN 900483), and in Malta by OpenPayd Financial Services Malta Limited, authorised by the MFSA as a financial institution; digital-asset services are provided by MFSA-authorised OP Digital Services Limited, and OpenPayd Canada, Inc. is registered with FINTRAC as a money services business. Information on digital assets is said to be directed only at persons outside the United Kingdom with professional experience in this field. This information is the company's own statement.

Détails du compte

TYPES DE COMPTEBusinesses and platforms only
DÉPÔT MIN.Not stated
PLATEFORMESOpenPayd API · Sandbox test environment
PRODUITSVirtual IBANs · Multi-currency and corporate accounts · Payment acceptance and payouts · Open banking · Foreign exchange · Stablecoins and crypto on/off ramp

Licences et réglementation

FCA (United Kingdom)

N° de licenceFRN 900483
Titulaire de la licenceSETTLEGO SOLUTIONS LIMITED
PérimètreListed in the FCA register as an Authorised Electronic Money Institution under SETTLEGO SOLUTIONS LIMITED (FRN 900483) since 17 May 2018.
StatutVérifiée

MFSA (Malta)

N° de licenceLEI 213800ZWEHNKOCS3AC78
Titulaire de la licenceOP Digital Services Limited
PérimètreListed in ESMA's MiCA register of crypto-asset service providers (CASP), authorised by the Malta Financial Services Authority since 23 Jun 2026 (trading as OP Digital); custody, crypto exchange, order execution and transfer services, passported to EEA countries.
StatutVérifiée

Réclamations des utilisateurs

Les signalements d’utilisateurs trouvés en ligne sont classés par sujet. Les graphiques montrent la répartition des signalements ; ceux-ci sont compilés à partir des enregistrements publiés sur Trustpilot, WikiFX et Şikayetvar, et les enregistrements d’une même personne ne sont comptés qu’une seule fois.

Période examinée: février 2021 – octobre 2026

  • Retraits et paiements: 3
  • Blocages et gels de compte: 2
  • Service client: 2

FAIBLE — NIVEAU DE RÉCLAMATIONS

68 % des établissements ayant des réclamations enregistrées en ont reçu davantage que celui-ci.

PAR SUJET — Retraits et paiements: Moyen · Blocages et gels de compte: Faible · Service client: Moyen

SOURCES EXAMINÉES

The complaint distribution is based on the 1-star reviews on OpenPayd's Trustpilot page (7) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the OpenPayd name are left out. Across the complaints, transfers that never reached the recipient or were rejected, allegations that balances were held after accounts were closed, and unanswered support requests stand out.

Sources et historique des vérifications

Sources officielles de la sociétéopenpayd.com — homepage, product menu, legal disclosure in the footer
Enregistrements du régulateurFCA — SETTLEGO SOLUTIONS LIMITED, FRN 900483 (register.fca.org.uk) · MFSA — OP Digital Services Limited, MiCA crypto-asset service provider, LEI 213800ZWEHNKOCS3AC78 (ESMA MiCA register, esma.europa.eu)
Registre des sociétésCompanies House — SETTLEGO SOLUTIONS LIMITED, company no 09570221, incorporated 30 Apr 2015
Sources d’avis des utilisateursTrustpilot · Şikayetvar · WikiFX
Dernière vérification08.10.2026

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