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According to its official website, People First Bank is a trading name of Heritage and People's Choice Ltd; Heritage Bank and People's Choice Credit Union are also trading names of the same company. Heritage Bank and People's Choice merged in March 2023 to create one of Australia's largest customer-owned banks, and the People First Bank brand officially launched on 5 May 2026. During the transition the Heritage Bank brand and the heritage.com.au website continue to serve customers through branches in Queensland and New South Wales; the site says the People's Choice branches and the Toowoomba head office moved to the new brand in 2025. Heritage's origins go back to the Toowoomba Permanent Building Society, established in 1875. The bank stresses that it is 100% customer-owned; its products include home and personal loans, savings accounts including Dream Fund, term deposits from 1,000 AUD and transaction accounts. This information is the company's own statement.
Les signalements d’utilisateurs trouvés en ligne sont classés par sujet. Les graphiques montrent la répartition des signalements ; ceux-ci sont compilés à partir des enregistrements publiés sur Trustpilot, WikiFX et Şikayetvar, et les enregistrements d’une même personne ne sont comptés qu’une seule fois.
Période examinée: décembre 2024 – octobre 2026
FAIBLE — NIVEAU DE RÉCLAMATIONS
68 % des établissements ayant des réclamations enregistrées en ont reçu davantage que celui-ci.
PAR SUJET — Service client: Moyen · Blocages et gels de compte: Faible · Retraits et paiements: Faible
The complaint distribution is based on the 1-star reviews on the Heritage Bank (heritage.com.au) Trustpilot page (7) as of 9 October 2026; one person's reviews count once, and records about fake sites and third parties using the People First Bank and Heritage names are left out. Across the complaints, long waits to reach the call centre, and accounts closed without explanation or locked over identity verification stand out.