ForexQ.com
← Accueil

People First Bank

Banque · Australie

À propos de la société

Raison socialeHeritage and People's Choice Ltd (People First Bank, Heritage Bank, People's Choice Credit Union)
Année de création—
Siège / pays d’immatriculationToowoomba, Australia
Site webwww.peoplefirstbank.com.au
Dernière vérification09.10.2026

According to its official website, People First Bank is a trading name of Heritage and People's Choice Ltd; Heritage Bank and People's Choice Credit Union are also trading names of the same company. Heritage Bank and People's Choice merged in March 2023 to create one of Australia's largest customer-owned banks, and the People First Bank brand officially launched on 5 May 2026. During the transition the Heritage Bank brand and the heritage.com.au website continue to serve customers through branches in Queensland and New South Wales; the site says the People's Choice branches and the Toowoomba head office moved to the new brand in 2025. Heritage's origins go back to the Toowoomba Permanent Building Society, established in 1875. The bank stresses that it is 100% customer-owned; its products include home and personal loans, savings accounts including Dream Fund, term deposits from 1,000 AUD and transaction accounts. This information is the company's own statement.

Détails du compte

TYPES DE COMPTETransaction account · Savings accounts (including Dream Fund) · Term deposit
DÉPÔT MIN.1,000 AUD (Heritage Bank term deposit)
PLATEFORMESPeople First Bank and Heritage apps · Internet banking · Branches · 24/7 contact centre
PRODUITSAccounts and term deposits · Home loans · Personal loans · Insurance arranging

Licences et réglementation

ASIC (Australia)

N° de licenceAFSL 244310
Titulaire de la licenceHERITAGE AND PEOPLE'S CHOICE LIMITED
PérimètreAFS licence held since 10 Mar 2004. According to ASIC's record, authorised for deposit products, non-cash payment products, insurance, managed investment schemes, standard margin lending and superannuation for retail and wholesale clients; derivatives and securities are wholesale only.
StatutVérifiée

Réclamations des utilisateurs

Les signalements d’utilisateurs trouvés en ligne sont classés par sujet. Les graphiques montrent la répartition des signalements ; ceux-ci sont compilés à partir des enregistrements publiés sur Trustpilot, WikiFX et Şikayetvar, et les enregistrements d’une même personne ne sont comptés qu’une seule fois.

Période examinée: décembre 2024 – octobre 2026

  • Service client: 4
  • Blocages et gels de compte: 2
  • Retraits et paiements: 1

FAIBLE — NIVEAU DE RÉCLAMATIONS

68 % des établissements ayant des réclamations enregistrées en ont reçu davantage que celui-ci.

PAR SUJET — Service client: Moyen · Blocages et gels de compte: Faible · Retraits et paiements: Faible

SOURCES EXAMINÉES

The complaint distribution is based on the 1-star reviews on the Heritage Bank (heritage.com.au) Trustpilot page (7) as of 9 October 2026; one person's reviews count once, and records about fake sites and third parties using the People First Bank and Heritage names are left out. Across the complaints, long waits to reach the call centre, and accounts closed without explanation or locked over identity verification stand out.

Sources et historique des vérifications

Sources officielles de la sociétépeoplefirstbank.com.au — homepage, footer; heritage.com.au — homepage, About, Merger, Term deposits pages
Enregistrements du régulateurASIC — HERITAGE AND PEOPLE'S CHOICE LIMITED, AFSL 244310 (AFS licensee dataset, data.gov.au, 7 Oct 2026)
Registre des sociétésABN 11 087 651 125 (ABN Lookup)
Sources d’avis des utilisateursTrustpilot · Şikayetvar · WikiFX
Dernière vérification09.10.2026

Déposer une réclamation