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Scottish Building Society

Banque · Royaume-Uni

À propos de la société

Raison socialeScottish Building Society
Année de création1848
Siège / pays d’immatriculationEdinburgh, United Kingdom
Site webwww.scottishbs.co.uk
Dernière vérification08.10.2026

According to its official website, Scottish Building Society was founded in 1848 as the Edinburgh Property Investment Company and describes itself as the oldest remaining building society in the world. It says it is a mutual society owned by and run for its members, whose principal purpose is to help people buy homes with funds raised from members' savings, and it offers its products primarily to members resident in Scotland. It is based in Edinburgh and serves customers through its Relationship Centres. It offers instant access accounts, fixed rate savings bonds, cash and Junior ISAs, online accounts and a Client Account Online for professionals; its mortgage range covers residential, remortgage, professional and retirement interest-only mortgages. Accounts are managed through SBS Online; the Instant Access Saver can be opened with GBP 1. According to the Bank of England list and the FCA register, it is authorised by the PRA and regulated by the FCA and the PRA; the site states that eligible deposits are protected by the FSCS up to GBP 120,000. This information is the company's own statement.

Détails du compte

TYPES DE COMPTESavings account · Cash ISA · Junior ISA · Client account · Mortgage
DÉPÔT MIN.GBP 1 (Instant Access Saver)
PLATEFORMESSBS Online internet banking
PRODUITSInstant access and fixed rate savings · Cash ISA and Junior ISA · Client Account Online · Mortgages · Retirement interest-only mortgages

Licences et réglementation

FCA (United Kingdom)

N° de licenceFRN 206034
Titulaire de la licenceScottish Building Society
PérimètreBuilding society authorised by the PRA according to the Bank of England building societies list of 1 Oct 2026; listed in the FCA register under Scottish Building Society (FRN 206034), regulated by the FCA and the PRA.
StatutVérifiée

Réclamations des utilisateurs

Les signalements d’utilisateurs trouvés en ligne sont classés par sujet. Les graphiques montrent la répartition des signalements ; ceux-ci sont compilés à partir des enregistrements publiés sur Trustpilot, WikiFX et Şikayetvar, et les enregistrements d’une même personne ne sont comptés qu’une seule fois.

Période examinée: janvier 2022 – octobre 2026

  • Prêts et cartes de crédit: 2
  • Retraits et paiements: 1
  • Blocages et gels de compte: 1

FAIBLE — NIVEAU DE RÉCLAMATIONS

76 % des établissements ayant des réclamations enregistrées en ont reçu davantage que celui-ci.

PAR SUJET — Prêts et cartes de crédit: Élevé · Retraits et paiements: Faible · Blocages et gels de compte: Faible

SOURCES EXAMINÉES

The complaint distribution is based on the 1-star reviews on the Scottish Building Society Trustpilot page (4) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the Scottish Building Society name are left out. Across the complaints, lengthy and declined mortgage applications, online account-opening difficulties and a deposit slow to reach the account stand out.

Sources et historique des vérifications

Sources officielles de la sociétéscottishbs.co.uk — homepage, About us, Our history, Savings (product comparison), FSCS page, footer
Enregistrements du régulateurBank of England PRA list of building societies (1 Oct 2026) · FCA — Scottish Building Society, FRN 206034 (register.fca.org.uk)
Registre des sociétésCompany registry details not stated on the site
Sources d’avis des utilisateursTrustpilot · Şikayetvar · WikiFX
Dernière vérification08.10.2026

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