Siège / pays d’immatriculationLondon, United Kingdom
Site webtoken.io
Dernière vérification08.10.2026
According to its official website, Token.io is a London-based open banking company that provides Pay by Bank (account-to-account payments) infrastructure to banks, fintechs, platforms and payment companies. The site says it processed the UK's first open banking-enabled payments in 2018, supports 21 markets, processes about 20% of UK open banking payments and works with firms such as HSBC, Santander, BNP Paribas, Global Payments, Computop and Paysafe. Its products include account-to-account payments, variable recurring payments (VRP), real-time payouts and withdrawals, and data solutions; the services target businesses in sectors including ecommerce, crypto and iGaming. The site says Token.io Ltd is authorised by the FCA to provide payment initiation and account information services (795904) and that Token GmbH in Germany is authorised by BaFin and the Bundesbank for the same services (158595); for its settlement account product Token.io Ltd is a distributor of the e-money institution Modulr FS Limited. This information is the company's own statement.
Détails du compte
TYPES DE COMPTEBusiness clients (banks, payment companies, platforms and businesses)
DÉPÔT MIN.Not stated
PLATEFORMESAPI platform · Developer documentation
PRODUITSPay by Bank (account-to-account payments) · Variable recurring payments (VRP) · Real-time payouts and withdrawals · Data solutions
Licences et réglementation
FCA (Royaume-Uni)
N° de licenceFRN 795904
Titulaire de la licenceToken.io Ltd
PérimètreListed in the FCA register as an Authorised Payment Institution under Token.io Ltd (FRN 795904) since 25 Apr 2018.
StatutVérifiée
Sources et historique des vérifications
Sources officielles de la sociététoken.io — homepage, About, footer (legal notice)
Enregistrements du régulateurFCA — Token.io Ltd, FRN 795904 (register.fca.org.uk)
Registre des sociétésCompanies House — Token.io Ltd, company no 10143662, incorporated 24 Apr 2016
Sources d’avis des utilisateursTrustpilot · Şikayetvar · WikiFX
ForexQ.com
