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TrueLayer

Établissement de monnaie électronique · Royaume-Uni

À propos de la société

Raison socialeTrueLayer Limited · TrueLayer (Ireland) Limited
Année de création2016
Siège / pays d’immatriculationLondon, United Kingdom
Site webtruelayer.com
Dernière vérification08.10.2026

According to its official website, TrueLayer is a payments infrastructure company that describes itself as Europe's leading open banking platform and runs a Pay by Bank network for payments made directly from bank accounts instead of cards. It serves businesses; consumers use TrueLayer within those businesses' payment flows. Its products include bank payments (Payments), payouts to customers (Payouts and Verified Payouts), payments with a saved bank account (Bank on File), Signup+, which combines onboarding and the first deposit, account data (Data) and customer verification (Verification); the site says it serves the ecommerce, iGaming, financial services, travel and crypto sectors, that its network has more than 30 million consumers and that it handles almost half of all Pay by Bank payments in the United Kingdom. The site says TrueLayer Ltd is authorised by the Financial Conduct Authority (FCA) in the United Kingdom under the Payment Services and Electronic Money Regulations (FRN 901096), and that TrueLayer (Ireland) Limited in Dublin, which handles its European business, is regulated by the Central Bank of Ireland; there are separate country sites for Germany, Spain, France, Italy and Ireland. According to Companies House, TrueLayer Limited was incorporated in 2016. This information is the company's own statement.

Détails du compte

TYPES DE COMPTEBusinesses (corporate clients)
DÉPÔT MIN.Not stated
PLATEFORMESAPI and developer console
PRODUITSPay by Bank payments · Payouts · Bank on File · Signup+ · Account data · Customer verification

Licences et réglementation

FCA (Royaume-Uni)

N° de licenceFRN 901096
Titulaire de la licenceTrueLayer Limited
PérimètreListed in the FCA register as an Authorised Electronic Money Institution under TrueLayer Limited (FRN 901096) since 17 Aug 2020.
StatutVérifiée

CBI (Irlande)

N° de licenceC433487
Titulaire de la licenceTrueLayer (Ireland) Limited
PérimètreListed in the Central Bank of Ireland register of payment institutions under TrueLayer (Ireland) Limited (C433487); authorised on 28 Jul 2021, not withdrawn. Covers execution of payment transactions, payment initiation and account information services.
StatutVérifiée

Réclamations des utilisateurs

Les signalements d’utilisateurs trouvés en ligne sont classés par sujet. Les graphiques montrent la répartition des signalements ; ceux-ci sont compilés à partir des enregistrements publiés sur Trustpilot, WikiFX et Şikayetvar, et les enregistrements d’une même personne ne sont comptés qu’une seule fois.

Période examinée : mai 2022 – octobre 2026

  • Retraits et paiements : 7
  • Autre : 6
  • Blocages et gels de compte : 5
  • Service client : 5

MOYEN — NIVEAU DE RÉCLAMATIONS

55 % des établissements ayant des réclamations enregistrées en ont reçu davantage que celui-ci.

PAR SUJET — Retraits et paiements : Moyen · Autre : Élevé · Blocages et gels de compte : Moyen · Service client : Élevé

SOURCES EXAMINÉES

The complaint distribution is based on 1-star reviews on TrueLayer's Trustpilot page (23) as of 8 October 2026; one person's reviews count once, and records about fake sites and third parties using the TrueLayer name are left out. Across the complaints, stuck or failed payments, bank connections that do not work, applications rejected without explanation and no reply from sales and support stand out.

Sources et historique des vérifications

Sources officielles de la sociététruelayer.com — homepage and footer, About us, Ireland site (/en-ie/) footer, product and industry links
Enregistrements du régulateurFCA — TrueLayer Limited, FRN 901096 (register.fca.org.uk) · CBI — TrueLayer (Ireland) Limited, C433487 (registers.centralbank.ie, register of payment institutions)
Registre des sociétésCompanies House — TRUELAYER LIMITED (formerly FINPORT LIMITED), company no 10278251, incorporated 14 Jul 2016
Sources d’avis des utilisateursTrustpilot · Şikayetvar · WikiFX
Dernière vérification08.10.2026

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